240 Oak Leaf Trl, Tryon, NC 28782 Property Records

Polk County property record for 240 Oak Leaf Trl, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2000
Lot Size	27.8 acres (1,211,404 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Mar 2022)
Tax Bill	$4,674 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`P106-61`

Property Details

APN / Parcel Number

Primary APN	`P106-61`
Alternative APN	`50196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Lot Area	1,211,404 sqft (27.8 acres)
Lot Dimensions	76 ft deep x 14 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	50196
Street Address	240 OAK LEAF TRL
City	TRYON
State	NC
Zip	28782-0389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	42.89 ACRES, 600B 600B COUNTY RURAL
Legal Subdivision	B COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1037
Census Tract	920101

Owner

Source: Polk County records · APN P106-61

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 OAK LEAF TRL, TRYON, NC 28782-0389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · VA Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Aug 28, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	468 / 635
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	00451/1071
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 11, 2022
Property Address	240 OAK LEAF TRL, TRYON, NC 28782-0389
Document Number	000468/635
Book / Page	468 / 635
Map Reference	CARD G PG 112
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 GLENN COVE RD, STARR, SC 29684-9262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOORE RD, TRYON, NC 28782-7709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000468638
Date	Mar 11, 2022
Instrument	468/638

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Aug 28, 2020
Property Address	240 OAK LEAF TRL, TRYON, NC 28782-0389
Document Number	00451/1071
Book / Page	451 / 1071
Map Reference	CARD B PG 1243
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 MOORE RD, TRYON, NC 28782-7709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 MOORE RD, TRYON, NC 28782-7709

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,674.00 (+52.3%)	$879,639 (+82.88%) Land $271,608 Building $608,031	$1,122,801 (+55.05%) Land $514,770 Building $608,031
2023	$3,069.00	$480,988 Land $242,608 Building $238,380
2021			$724,150 Land $485,770 Building $238,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: e-Polk, Uniti Group.

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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