240 North St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 240 North St, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,160 sqft · built 1951
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$158,000 (Nov 2019)
Tax Bill$4,235 (2025)
Deeds & MortgagesDec 2021 Sale
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN432601 56.14-1-9

Property Details

APN / Parcel Number

Primary APN432601 56.14-1-9
Alternative APNs
  • 260105601400010090000000
  • 431A100730

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,160 sqft Living Area
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialWood
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions170 ft deep x 135 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area192 sqft
Canopy156 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100730
Street Address240 NORTH ST
CityCOBLESKILL
StateNY
Zip12043-5170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHSE GAR &LOT
Legal Block1
Legal Lot Number9.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1016
Census Tract740200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Cobleskill Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address240 NORTH ST, COBLESKILL, NY 12043-5170
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Deed, Transfer
Nov 21, 2019Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2019 · Amount on Record
Deed SaleNov 21, 2019 · Amount on Record
Prior SaleNov 28, 1995 · Amount on Record
Deed Document Number2019769718
Deed Book / Page1103 / 217
Record UpdatedJun 8, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateDec 3, 2021
Property Address240 NORTH ST, COBLESKILL, NY 12043-5170
Document Number001152/172
Book / Page1152 / 172
Instrument DateDec 1, 2021
Instrument800034
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4758 WINGED FOOT AVE, SARASOTA, FL 34234-2957

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateNov 21, 2019
Property Address240 NORTH ST, COBLESKILL, NY 12043-5170
Document Number001103/217
Book / Page1103 / 217
Instrument DateNov 18, 2019
Instrument769718
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 LAFAYETTE CIR, COBLESKILL, NY 12043-6102

Mortgage

Document Number0000769719
DateNov 21, 2019
Instrument769719
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number001103/217
DateNov 21, 2019
Book Page1103/217
Instrument769718
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,235.00 (+6.62%)$72,600 (-) Land $8,400 Building $64,200$148,163 (+16.33%) Land $17,143 Building $131,020
2023$72,600 Land $8,400 Building $64,200$127,368 Land $14,737 Building $112,631
2020$3,972.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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