240 N Garfield St, Maple Rapids, MI 48853 Property Records

Clinton County property record for 240 N Garfield St, Maple Rapids, MI 48853

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2023)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-120-002-008-60`

Property Details

APN / Parcel Number

Primary APN	`081-120-002-008-60`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,402 sqft Living Area
1st Floor Area	690 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	69 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Balcony Area	11 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 N GARFIELD ST
City	MAPLE RAPIDS
State	MI
Zip	48853-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 & THE N 38 FT OF LOT 7, BLOCK 2, PECKS SUBD. VILLAGE OF MAPLE RAPIDS, ALSO THE W 1/2 OF THE ADJ. ALLEY THEREOF. SPLIT
Legal Subdivision	PECKS SUBD
Legal Block	2
Legal Lot Number	7-8
Jurisdiction	CLINTON MI
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2013
Census Tract	10600

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 381, MAPLE RAPIDS, MI 48853-0381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED CU
Oct 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PREFERRED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	20235340736
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	240 N GARFIELD ST, MAPLE RAPIDS, MI 48853-5012
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 N GARFIELD ST, MAPLE RAPIDS, MI 48853-5012

Mortgage

Document Number	0005320452
Date	Jan 10, 2022
Instrument	5320452

Lender

Name	PREFERRED CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Interest

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	240 N GARFIELD ST, MAPLE RAPIDS, MI 48853-5012
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 N GARFIELD ST, MAPLE RAPIDS, MI 48853-5012

Mortgage

Document Number	0005329874
Date	Oct 12, 2022
Instrument	5329874

Lender

Name	PREFERRED CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Essex Township
Municipality	Maple Rapids Village
Unified School District	Fulton Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (+3.9%) Land $8,100 Building $109,200	$234,600 (+3.9%) Land $16,200 Building $218,400
2025	$1,233.00 (-51.3%) Homeowner's exemption	$112,900 (+19.72%) Land $7,800 Building $105,100	$225,800 (+19.72%) Land $15,600 Building $210,200
2024	$2,532.00 (+59.65%)
2023		$94,300	$188,600
2022	$1,586.00 (+17.66%)
2020	$1,348.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MAPLE RAPIDS serves 643 people · EPA ID MI0004060
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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