240 N 2nd St, Reading, PA 19601 Property Records

Berks County property record for 240 N 2nd St, Reading, PA 19601

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 2 ba · 2,100 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Apr 2025)
Tax Bill	$787 (2026)
Deeds & Mortgages	May 2023 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5307-73-61-1737`

Property Details

APN / Parcel Number

Primary APN	`5307-73-61-1737`
Alternative APNs	`06-5307-73-61-1737` `6050275` `050275`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6050275
Street Address	240 N 2ND ST
City	READING
State	PA
Zip	19601-2902
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Subdivision	TWO STORY BRICK DWELLING HOUSE
Legal Block	11
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

Source: Berks County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 N 2ND ST, READING, PA 19601-2902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 5, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2020	Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	202511396
Prior Transfer Date	Dec 18, 1998
Prior Transfer Doc	3016001379
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	240 N 2ND ST, READING, PA 19601-2902
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 N 2ND ST, READING, PA 19601-2902

Mortgage

Document Number	0000015540
Date	May 31, 2023
Instrument	2023015540

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Dec 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	240 N 2ND ST, READING, PA 19601-2902
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 N 2ND ST, READING, PA 19601-2902

Mortgage

Document Number	0000031751
Date	Aug 5, 2022
Instrument	2022031751

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Dec 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	240 N 2ND ST, READING, PA 19601-2902
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 N 2ND ST, READING, PA 19601-2902

Mortgage

Document Number	0000038600
Date	Aug 3, 2021
Instrument	2021038600

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	240 N 2ND ST, READING, PA 19601-2902
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 N 2ND ST, READING, PA 19601-2902

Mortgage

Document Number	0000004875
Date	Feb 3, 2021
Instrument	2021004875

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 1, 2020
Property Address	240 N 2ND ST, READING, PA 19601-2902
Document Number	0000011084
Instrument Date	Mar 27, 2020
Instrument	2020011084
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EQUITY ONE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	290 N 2ND ST, READING, PA 19601-2902

Mortgage

Document Number	0000011085
Date	Apr 1, 2020
Instrument	2020011085

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$787.00 (+6.64%)	$27,900 (-) Land $6,300 Building $21,600	$6,300 (-77.42%) Land $6,300
2024	$738.00	$27,900 Land $6,300 Building $21,600
1994			$27,900 Land $6,300 Building $21,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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