240 Michelle Ln, Mount Holly, NC 28120 Property Records

Gaston County property record for 240 Michelle Ln, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,268 sqft · built 2019
Lot Size	8.25 acres (359,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,060,000 (Jul 2023)
Tax Bill	$6,385 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227269`

Property Details

APN / Parcel Number

Primary APN	`227269`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,268 sqft Heated Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Lot Area	359,370 sqft (8.25 acres)

Location & Zoning

Street Address	240 MICHELLE LN
City	MOUNT HOLLY
State	NC
Zip	28120-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 074 009 00 000
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2012
Census Tract	33502

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 MICHELLE LN, MOUNT HOLLY, NC 28120-9265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Deed Book / Page	5423 / 1899
Prior Transfer Date	Nov 8, 2022
Prior Transfer Doc	0053761816
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	240 MICHELLE LN, MOUNT HOLLY, NC 28120-9265
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MICHELLE LN, MOUNT HOLLY, NC 28120-9265

Mortgage

Document Number	0056281794
Date	Mar 27, 2026
Book Page	5628/1794

Lender

Name	AXOS BANK
Type	Bank
Address	4350 LA JOLLA VILLAGE DR STE 140, SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 21, 2023
Property Address	240 MICHELLE LN, MOUNT HOLLY, NC 28120-9265
Document Number	0054231899
Book / Page	5423 / 1899
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 MICHELLE LN, MOUNT HOLLY, NC 28120-9265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MICHELLE LN, MOUNT HOLLY, NC 28120-9265

Mortgage

Document Number	0054231902
Date	Jul 21, 2023
Instrument	5423/1902

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Nov 8, 2022
Property Address	240 MICHELLE LN, MOUNT HOLLY, NC 28120-9265
Document Number	0053761816
Book / Page	5376 / 1816
Instrument Date	Nov 8, 2022
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 MICHELLE LN, 240, MOUNT HOLLY, NC 28120-9265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MICHELLE LN, MOUNT HOLLY, NC 28120-9265

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,385.00 (+0.9%)	$894,340 (-0.06%) Land $74,910 Building $819,430
2025	$6,328.00 (+2.74%)	$894,910 (+0.97%) Land $75,480 Building $819,430
2023	$6,159.00 (+21.82%)	$886,300 (+61.27%) Land $75,480 Building $810,820
2022	$5,056.00	$549,580 Land $58,590 Building $490,990
2021			$549,580 Land $58,590 Building $490,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

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