240 Memory Ln, Monterey, TN 38574 Property Records

Overton County property record for 240 Memory Ln, Monterey, TN 38574

Property Summary

Property Type	Rural Home
Details	2 ba · 2,729 sqft · built 2004
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (Apr 2021)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067129 00713`

Property Details

APN / Parcel Number

Primary APN	`067129 00713`
Alternative APN	`129 00713`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,729 sqft Living Area
1st Floor Area	2,304 sqft
Upper Floors Area	708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	532 sqft
Utility Building	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	240 MEMORY LN
City	MONTEREY
State	TN
Zip	38574-5486
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	OVERTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2039
Census Tract	950600

Owner

Source: Overton County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 MEMORY LN, MONTEREY, TN 38574-5486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Sep 3, 2015 · Amount on Record
Deed Document Number	202169076
Deed Book / Page	246 / 366
Transfer Doc	0151000896
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Apr 22, 2021
Property Address	240 MEMORY LN, MONTEREY, TN 38574-5486
Document Number	0002460366
Book / Page	246 / 366
Instrument Date	Apr 15, 2021
Instrument	69076
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,468.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MEMORY LN, MONTEREY, TN 38574-5486

Mortgage

Document Number	0000069077
Date	Apr 22, 2021
Instrument	69077

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00 (-24.09%) Additional exemption filed	$107,500 (+27.63%) Land $5,600 Building $101,900	$480,300 (+42.56%) Land $72,700 Building $407,600
2024	$1,893.00 (+14.1%) Additional exemption filed	$84,225 (-) Land $4,000 Building $80,225
2023	$1,659.00 Additional exemption filed	$84,225 (-) Land $4,000 Building $80,225
2022	$1,659.00	$84,225 Land $4,000 Building $80,225	$336,900 (-6.55%) Land $16,000 Building $320,900
2020			$360,500 Land $39,600 Building $320,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST FORK U.D. serves 3,538 people · EPA ID TN0000853
Water Source	Purchased surface water from MONTEREY WATER DEPT
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Memory Ln

Nearby Streets

All Monterey, TN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures