240 Meadow Point Dr, Moneta, VA 24121 Property Records

Bedford County property record for 240 Meadow Point Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2011)
Tax Bill	$7,869 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`232C 2 2 58`

Property Details

APN / Parcel Number

Primary APN	`232C 2 2 58`
Alternative APNs	`23247400` `509638`

Exterior

Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	240 MEADOW POINT DR
City	MONETA
State	VA
Zip	24121-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEECHWOOD SHORES LT58 BK2
Legal Subdivision	BEECHWOOD SHORES
Legal Block	2
Legal Lot Number	58
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1033
Census Tract	30504

Owner

240 Meadow Point Dr is owned by two individuals who acquired it in February 2018.

Source: Bedford County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	MONETA, VA 24121
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Nov 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY
May 26, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK AND TRUST COMPANY
Jun 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2011 · Amount on File
Deed Sale	Apr 13, 2011 · Amount on File
Deed Document Number	20113681
Last Transfer Date	Feb 12, 2018
Transfer Doc	0000005820
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	240 MEADOW POINT DR, MONETA, VA 24121-2603
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005967
Date	Apr 21, 2021
Instrument	210005967

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	240 MEADOW POINT DR, MONETA, VA 24121-2603
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180009986
Date	Nov 1, 2018
Instrument	180009986

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	240 MEADOW POINT DR, MONETA, VA 24121-2603
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007773
Date	May 26, 2021
Instrument	210007773

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Jun 26, 2018
Property Address	240 MEADOW POINT DR, MONETA, VA 24121-2603
Document Number	0180005820
Instrument Date	Feb 12, 2018
Instrument	180005820
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 269, MONETA, VA 24121-0269

Tax Assessment & Valuation

The 2025 property tax bill for 240 Meadow Point Dr was $7,869.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,869.00	$1,919,300 Land $400,000 Building $1,519,300
2023	$7,869.00 Additional exemption filed	$959,650	$1,919,300 Land $400,000 Building $1,519,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Meadow Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Meadow Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ZiTEL.

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