Ouray County property record for 240 Main St, Ouray, CO 81427
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 2 ba · 3,539 sqft · built 1888 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,000 (Jul 2019) |
| Tax Bill | $2,297 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000083 |
| Primary APN | R000083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,539 sqft Total Area |
| Basement Area | 989 sqft |
| Unfinished Basement | 989 sqft |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Victorian |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Porch |
| Porch Area | 201 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Account Number | R000083 |
|---|---|
| Street Address | 240 MAIN ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 4 |
| Legal Description | SUBD: CITY OF OURAY LOT: 13 BLOCK: 14 EAST 87' OF LOTS 13, 14 SUBD: CITY OF OURAY LOT: 14 BLOCK: 14 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 14 |
| Legal Lot Number | 13-14 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
240 Main St, a residential property, is owned by two individuals who bought it in July 2019.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 911, OURAY, CO 81427-0911 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KS STATEBANK |
| Jul 16, 2019 | Warranty Deed, Transfer · VA Mortgage KS STATEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on File |
| Deed Sale | Jul 16, 2019 · Amount on File |
| Prior Sale | Aug 23, 2012 · Amount on File |
| Deed Document Number | 2019223301 |
| Prior Transfer Date | Jul 21, 2006 |
| Prior Transfer Doc | 0000192381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 240 MAIN ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000227673 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 227673 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Address | MANHATTAN, KS 66502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jul 16, 2019 |
| Property Address | 240 MAIN ST, OURAY, CO 81427 |
| Document Number | 0000223301 |
| Instrument Date | Jun 15, 2019 |
| Instrument | 223301 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 911, OURAY, CO 81427-0911 |
| Document Number | 0000223302 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 223302 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 240 Main St was $2,297, up 19.5% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,297.00 (+19.51%) | $34,540 (+11.53%) Land $8,550 Building $25,990 | $552,680 (+19.57%) Land $136,870 Building $415,810 |
| 2024 | $1,922.00 (+6.9%) | $30,970 (-8.83%) Land $6,250 Building $24,720 | $462,220 (-7.96%) Land $93,240 Building $368,980 |
| 2023 | $1,798.00 | $33,970 Land $6,850 Building $27,120 | $502,220 Land $101,310 Building $400,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 240 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 Main St is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Vero Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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