240 Lorraine Dr, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 240 Lorraine Dr, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	2,070 sqft · built 1967
Lot Size	0.488 acres (21,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (May 2019)
Tax Bill	$13,771 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-02604-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`01-02604-0000-00018`
Alternative APN	`010260400018`

Interior

Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	2,070 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	21,257 sqft (0.488 acres)
Lot Dimensions	180 ft deep x 118 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	240 LORRAINE DR
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	ADDITIONAL LOTS: 273 26-39
Legal Subdivision	SHERBROOK WEST SEC 03
Legal Block	2604
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	2
Census Block	2006
Census Tract	38202

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 LORRAINE DR, BERKELEY HEIGHTS, NJ 07922-2362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 9, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Prior Sale	Sep 22, 1998 · Amount on Record
Deed Document Number	2019312566
Deed Book / Page	6321 / 521
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	240 LORRAINE DR, BERKELEY HEIGHTS, NJ 07922-2362
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152832690
Date	Sep 28, 2022
Book Page	15283/2690
Instrument	43664

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	240 LORRAINE DR, BERKELEY HEIGHTS, NJ 07922-2362
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147952708
Date	Oct 21, 2020
Book Page	14795/2708
Instrument	701606

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 9, 2019
Property Address	240 LORRAINE DR, BERKELEY HEIGHTS, NJ 07922-2362
Document Number	0063210521
Book / Page	006321 / 000521
Instrument Date	May 6, 2019
Instrument	312566
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	240 LORRAINE DR BERKELEY HEIGHTS NJ 079222362, BERKELEY HEIGHTS, NJ 07922-2362

Mortgage

Document Number	145550386
Date	May 9, 2019
Book Page	014555/000386
Instrument	672454

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,900 (-) Land $197,000 Building $115,900	$312,900 (-) Land $197,000 Building $115,900
2025	$13,771.00 (+2.66%)	$312,900 (+1.59%) Land $197,000 Building $115,900	$312,900 (+1.59%) Land $197,000 Building $115,900
2024	$13,414.00 (+3.73%)
2023		$308,000 Land $197,000 Building $111,000	$308,000 Land $197,000 Building $111,000
2022	$12,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 8 condo units
Nearby Flood Claims	7 (1979–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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