Monroe County property record for 240 Lignumvitae Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 1982 |
| Lot Size | 0.123 acres (5,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jun 2018) |
| Tax Bill | $2,249 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00465620-000000 |
| Primary APN | 00465620-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,350 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Porch | Slab |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1569046 |
|---|---|
| Street Address | 240 LIGNUMVITAE DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 9 LT 2 PAMELA VILLA KEY LARGO PB3-125 OR223-400 OR385-180 OR502-104 OR842-1797 OR976-972R/S OR1260-1276 OR1339-2326 OR1679-1092 OR1845-204 OR1941-2393 OR2413-1299/1300 OR2421-130 OR2561-1927 OR2910-1233/34 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 240 LIGNUMVITAE DR, KEY LARGO, FL 33037-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PS FINANCIAL SERVICES LLC |
| Jun 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Prior Sale | Mar 27, 2012 · Amount on Record |
| Deed Document Number | 20182172458 |
| Deed Book / Page | 2910 / 1233 |
| Prior Transfer Date | Jun 25, 2009 |
| Prior Transfer Doc | 0024210130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 240 LIGNUMVITAE DR, KEY LARGO, FL 33037-4538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030750678 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3075/678 |
| Instrument | 2303793 |
| Name | PS FINANCIAL SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIAMI, FL 33156 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 7, 2018 |
| Property Address | 240 LIGNUMVITAE DR, KEY LARGO, FL 33037-4538 |
| Document Number | 0029101233 |
| Book / Page | 2910 / 1233 |
| Map Reference | MB3 PG125 |
| Instrument Date | May 31, 2018 |
| Instrument | 2172458 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ABSOLUTE FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3873 TIMBER STREAM DR, 3873, SOUTHPORT, NC 28461-9023 |
| Name | Verified Name |
|---|---|
| Address | 240 LIGNUMVITAE DR, KEY LARGO, FL 33037-4538 |
| Document Number | 0002172459 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 2172459 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,249.00 (+4.41%) Homeowner's exemption | $216,129 (+5.99%) | $395,993 (+7.52%) Land $278,200 Building $117,793 |
| 2024 | $2,154.00 (+6.11%) | ||
| 2023 | $2,030.00 (+4.75%) Homeowner's exemption | $203,921 (+3%) | $368,294 (+21.9%) Land $262,150 Building $106,144 |
| 2022 | $1,938.00 Homeowner's exemption | $197,982 | $302,125 Land $203,300 Building $98,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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