Polk County property record for 240 Lake Link Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,398 sqft · built 1977 |
| Lot Size | 0.43 acres (18,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Dec 2013) |
| Tax Bill | $2,875 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-27-000000-041370 |
| Primary APN | 26-28-27-000000-041370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,398 sqft Living Area |
| Gross Area | 3,973 sqft |
| 1st Floor Area | 3,398 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 18,740 sqft (0.43 acres) |
| Lot Dimensions | 155 ft deep x 127 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Porch |
| Porch Area | 184 sqft |
| Street Address | 240 LAKE LINK RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG 1760.95 FT N & 559.43 FT W OF S1/4 COR FOR POB RUN SWLY ALONG CURVE ON R/W 107.09 FT N 27 DEG 18 W 10 FT S 62 DEG 42 W 2.65 FT S 27 DEG 18 E 151.6 FT N 62 DEG 42 E 145 FT N 40 DEG 26 W 158.55 FT TO POB BEING LOT 225 OF UNRE LAKEWOOD ADD |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | LAKE LINK ESTATES |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 225 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 13902 |
240 Lake Link Rd is owned and occupied by two individuals who bought it in December 2013.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 240 LAKE LINK RD, WINTER HAVEN, FL 33884-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Oct 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2013 · Amount on File |
| Deed Sale | Dec 20, 2013 · Amount on File |
| Deed Document Number | 2013233249 |
| Deed Book / Page | 9139 / 1410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 240 LAKE LINK RD, WINTER HAVEN, FL 33884-1004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 240 LAKE LINK RD, WINTER HAVEN, FL 33884-1004 |
| Document Number | 0000133930 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 11727/969 |
| Instrument | 2021133930 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 240 LAKE LINK RD, WINTER HAVEN, FL 33884-1004 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 240 LAKE LINK RD, WINTER HAVEN, FL 33884-1004 |
| Document Number | 0000095613 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 11669/419 |
| Instrument | 2021095613 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | LUTZ, FL 33558 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 240 LAKE LINK RD, WINTER HAVEN, FL 33884-1004 |
| Document Number | 0106480456 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Title Company | RIDGE SECURITY TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 240 LAKE LINK RD WINTER HAVEN FL 338841004, WINTER HAVEN, FL 33884-1004 |
| Document Number | 0106480456 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 010648/000456 |
| Instrument | 222125 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2048 |
The 2025 property tax bill for 240 Lake Link Rd was $2,875 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,326 (+2.7%) | $500,512 (+2.34%) Land $94,683 Building $405,829 | |
| 2025 | $2,875.00 Homeowner's exemption | $257,377 | $489,055 Land $94,683 Building $394,372 |
| 2023 | $3,263.00 (+2.67%) Homeowner's exemption | $242,838 (+3%) | $498,754 (+6.38%) Land $91,047 Building $407,707 |
| 2022 | $3,178.00 Homeowner's exemption | $235,765 | $468,845 Land $76,466 Building $392,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 Lake Link Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 Lake Link Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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