240 Hiwassee Dam Access Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 240 Hiwassee Dam Access Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,640 sqft · built 1983
Lot Size11.7 acres (510,088 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Apr 2022)
Tax Bill$1,776 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN453300671601000

Property Details

APN / Parcel Number

Primary APN453300671601000
Alternative APNs
  • 44073
  • 57228

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,640 sqft Heated Area
Gross Area3,096 sqft
1st Floor Area1,640 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1998
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area510,088 sqft (11.7 acres)
Lot Width225 ft Width
Garage TypeMixed
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area728 sqft
Deck AreaDeck Area
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number57228
Street Address240 HIWASSEE DAM ACCESS RD
CityMURPHY
StateNC
Zip28906-1852
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionFR WHITLOCK 1540/69
Legal Phase1219
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2051
Census Tract930603

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address240 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1852
OccupancyOwner Occupied
Owner TypeIndividual
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2022 · Amount on Record
Deed SaleApr 20, 2022 · Amount on Record
Prior SaleMar 27, 2006 · Amount on Record
Deed Document Number20222568
Deed Book / Page1709 / 1040
Prior Transfer DateNov 24, 2010
Prior Transfer Doc1401/0745
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateApr 20, 2022
Property Address240 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1852
Document Number01709/1040
Book / Page1709 / 1040
Map ReferenceCAB E SL 193A
Instrument DateApr 11, 2022
Instrument2568
Transaction TypeTransfer
Record UpdatedMay 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15653 SE 112TH LN, 15653, OCKLAWAHA, FL 32179

Transferred To (Grantee/Buyer)

NameVerified Name
Address9208 LOS COCHES RD, LAKESIDE, CA 92040-4609

Mortgage

Document Number0017091043
DateApr 20, 2022
Instrument1709/1043
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,776.00$239,870 (+31.41%)$239,870 (+31.41%) Land $64,990 Building $174,880
2023$182,530$182,530 Land $44,190 Building $138,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
RiverStreet Networks
Fixed Wireless
25 / 3

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

No cell data coverage reported

Nearby Properties on Hiwassee Dam Access Rd

Nearby Streets

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