240 Frog Pond Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 240 Frog Pond Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1975
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2026)
Tax Bill	$544 (2025)
Deeds & Mortgages	May 2026 Transfer Mar 2005 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552202979482000`

Property Details

APN / Parcel Number

Primary APN	`552202979482000`
Alternative APN	`440045100006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	1,930 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	154 ft deep x 149 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	160 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	440045100006
Street Address	240 FROG POND LN
City	MURPHY
State	NC
Zip	28906-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 PEACHTREE ESTATES 570/63 A/43A A/43B
Legal Subdivision	PEACHTREE ESTATES
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1029
Census Tract	930401

Owner

Source: Cherokee County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 FROG POND LN, MURPHY, NC 28906-3719
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Correction Deed, Transfer NONE LISTED ON DOCUMENT
Mar 14, 2005	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 30, 2026	Public Action, Foreclosure · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jan 1, 2000
Deed Document Number	2026473
Deed Book / Page	1794 / 905
Last Transfer Date	Apr 20, 2026
Transfer Doc	0000002122
Record Updated	Sep 20, 2026

May 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 1, 2026
Property Address	240 FROG POND LN, MURPHY, NC 28906-3719
Document Number	0000002122
Book / Page	1800 / 865
Instrument Date	Apr 20, 2026
Instrument	20262122
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	233 FROG POND LN, MURPHY, NC 28906-3719

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	240 FROG POND LN, MURPHY, NC 28906-3719
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01146/0264
Date	Mar 14, 2005
Book Page	1146/0264
Instrument	2005-0043821

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Jan 30, 2026
Property Address	240 FROG POND LN, MURPHY, NC 28906-3719
Document Number	001794/905
Book / Page	1794 / 905
Instrument Date	Jan 30, 2026
Instrument	473
Transaction Type	Foreclosure
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 FREDERICA SQ, BRUNSWICK, GA 31520-8239

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 FROG POND LN, MURPHY, NC 28906-3719

Mortgage

Document Number	0001794907
Date	Jan 30, 2026
Instrument	1794/907

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$544.00	$65,710 (-)	$65,710 (-) Land $8,000 Building $57,710
2023		$65,710	$65,710 Land $8,000 Building $57,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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