240 E Pearl St, Findlay, OH 45840 Property Records

Hancock County property record for 240 E Pearl St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1955
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-302-07-017.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-07-017.000`
Alternative APN	`570000204990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 E PEARL ST
City	FINDLAY
State	OH
Zip	45840-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST HIGHLAND ADD LOT 4276
Legal Subdivision	EAST HIGHLAND ADD
Legal Lot Number	4276
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1016
Census Tract	1100

Owner

Source: Hancock County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 E PEARL ST, FINDLAY, OH 45840-5216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 3, 2019	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Aug 8, 2019	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019
Deed Sale	Dec 3, 2019
Prior Sale	Aug 8, 2019
Deed Document Number	201910566
Deed Book / Page	2563 / 4086
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	240 E PEARL ST, FINDLAY, OH 45840-5216
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 E PEARL ST, FINDLAY, OH 45840-5216

Mortgage

Document Number	002593/492
Date	Mar 31, 2022
Book Page	2593/492
Instrument	202200002971

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	240 E PEARL ST, FINDLAY, OH 45840-5216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2576/1241
Date	Dec 9, 2020
Book Page	2576/1241
Instrument	202000012459

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 3, 2019
Property Address	240 E PEARL ST, FINDLAY, OH 45840-5216
Document Number	02563/4086
Book / Page	2563 / 4086
Instrument Date	Nov 22, 2019
Instrument	201900010566
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	OMEGA TITLE SERVICES, OMEGA TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 E PEARL ST, FINDLAY, OH 45840-5216

Mortgage

Document Number	201900010567
Date	Dec 3, 2019
Instrument	201900010567

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HANCOCK OH
Recording Date	Aug 8, 2019
Property Address	240 E PEARL ST, FINDLAY, OH 45840-5216
Document Number	02560/1277
Book / Page	2560 / 1277
Instrument Date	Apr 29, 2019
Instrument	201900006538
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 S MAIN ST, 320, FINDLAY, OH 45840-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 KINGSLEY DR # BUILDING, CINCINNATI, OH 45227-1114
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 (+12.88%)	$79,480 (+31%) Land $7,770 Building $71,710	$227,090 (+30.99%) Land $22,200 Building $204,890
2023	$2,158.00 Homeowner's exemption	$60,670 Land $5,930 Building $54,740
2022			$173,360 Land $16,950 Building $156,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.

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