Livingston County property record for 240 E Payson St, Pontiac, IL 61764
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,188 sqft · built 1896 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,500 (Jun 2012) |
| Tax Bill | $4,192 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 15-15-23-355-010 |
| Primary APN | 15-15-23-355-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Roof Material | Asphalt |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 120 ft deep x 75.8 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Heating System | Gas |
|---|
| Street Address | 240 E PAYSON ST |
|---|---|
| City | PONTIAC |
| State | IL |
| Zip | 61764-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-23-355-010 LOT 75.83 X 120 X 108 X 120 (APPROX) LOTS 1 & 2 BLK 3 RIVERVIEW ADD |
| Legal Subdivision | RIVERVIEW ADD |
| Legal Block | 3 |
| Legal Lot Number | 1,2,75 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | PONTIAC |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 960700 |
240 E Payson St is owned and occupied by an individual who bought it in June 2012.
Source: Livingston County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 E PAYSON ST, PONTIAC, IL 61764-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2012 · Amount on File |
| Deed Sale | Jun 19, 2012 · Amount on File |
| Prior Sale | Jun 1, 2009 · Amount on File |
| Deed Document Number | 2012616837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 240 E PAYSON ST, PONTIAC, IL 61764-2115 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R03724 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022R-03724 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 240 E Payson St was $4,192 with a homeowner's exemption.
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Pontiac Township |
| Municipality | Pontiac City |
| Elementary School District | Pontiac Community Consolidated School District 429 (PK - 08) |
| Secondary School District | Pontiac Township High School District 90 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,192.00 | $53,831 Land $4,383 Building $49,448 | $161,493 Land $13,149 Building $148,344 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 240 E Payson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (1982–2008) |
| Most Recent Claim | Jan 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 240 E Payson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.36 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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