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240 E Lake Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 240 E Lake Ave, Watsonville, CA 95076

Property Summary

Property TypeMedical Building
Details2,046 sqft · built 1962
Lot Size0.188 acres (8,189 sqft)
OwnerCompany Name on Record
Last Sale$455,000 (Aug 2004)
Tax Bill$267 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN017-032-22

Property Details

APN / Parcel Number

Primary APN017-032-22
Alternative APN
  • 017-032-22-000

Interior

Stories1 Story
Building Area2,046 sqft Gross Area
1st Floor Area2,046 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area8,189 sqft (0.188 acres)

Location & Zoning

Street Address240 E LAKE AVE
CityWATSONVILLE
StateCA
Zip95076-4718
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1000
Census Tract110301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address335 E LAKE AVE, WATSONVILLE, CA 95076-4826
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
SANTA CRUZ COUNTY BANK
Aug 31, 2020Deed of Trust, Mortgage · Commercial Mortgage
SANTA CRUZ COUNTY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2004 · Amount on Record
Deed SaleAug 6, 2004 · Amount on Record
Deed Document Number200457015
Prior Transfer DateMay 22, 2002
Prior Transfer Doc0000040238
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address240 E LAKE AVE, WATSONVILLE, CA 95076-4718
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025113
DateAug 16, 2018
Instrument2018-0025113
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address240 E LAKE AVE, WATSONVILLE, CA 95076-4718
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 E LAKE AVE, WATSONVILLE, CA 95076-4826

Mortgage

Document Number0000033761
DateAug 31, 2020
Instrument2020-0033761
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$646,920 (+2%) Land $362,560 Building $284,360
2025$267.00 (+57.06%) Additional exemption filed$634,236 (+4.04%) Land $355,451 Building $278,785
2023$170.00 (+3.03%) Additional exemption filed$609,607 Land $341,648 Building $267,959
2022$165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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