Branch County property record for 240 E Garfield Ave, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2,603 sqft · built 1880 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-027-100-055-00 |
| Primary APN | 070-027-100-055-00 |
|---|
| Building Area | 2,603 sqft Building Perimeter |
|---|
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 57,935 sqft (1.33 acres) |
| Lot Dimensions | 266 ft deep x 218 ft wide |
| Street Address | 240 E GARFIELD AVE |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PAR 266 FT N & S BY 218 FT E & W IN NW COR OF W 24 A OF E 44 A OF N 1/2 OF NW 1/4 SEC 27 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 27 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 951600 |
Source: Branch County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 240 E GARFIELD AVE, COLDWATER, MI 49036-9158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 12, 2018 |
| Transfer Doc | 201806169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 20, 2018 |
| Property Address | 240 E GARFIELD AVE, COLDWATER, MI 49036-9158 |
| Document Number | 201806169 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 2018-06169 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 E GARFIELD AVE, 240, COLDWATER, MI 49036-9158 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 240 E GARFIELD AVE, COLDWATER, MI 49036-9158 |
| Document Number | 201806170 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018-06170 |
| Name | SOUTHERN MISSOURI BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,100 (-2.03%) | $202,200 (-2.03%) | |
| 2025 | $1,016.00 (+2.73%) | $103,200 | $206,400 |
| 2024 | $989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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