240 E Franklin St, Apt 104, Eldridge, IA 52748 Property Records

Scott County property record for 240 E Franklin St, Apt 104, Eldridge, IA 52748

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,150 sqft · built 2013
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jul 2021)
Tax Bill	$2,206 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931151404104`

Property Details

APN / Parcel Number

Primary APN	`931151404104`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	8 Units
Stories	1 Story
Building Area	1,150 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	240 E FRANKLIN ST, 104
City	ELDRIDGE
State	IA
Zip	52748-1322
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EMILY ACRES CONDOS BLDG 240 EMILY ACRES CONDOSUNIT 104 AT 240 EAST FRANKLIN STREET #13-30832
Legal Subdivision	EMILY ACRES CONDOS BLDG 240
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 E FRANKLIN ST, 104, ELDRIDGE, IA 52748-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit FIRST TRUST & SAVINGS BANK
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Nov 21, 2013 · Amount on Record
Deed Document Number	202124355
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	240 E FRANKLIN ST APT 104, 104, ELDRIDGE, IA 52748-1322
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 E FRANKLIN ST 104, 104, ELDRIDGE, IA 52748-1322

Mortgage

Document Number	202000036953
Date	Nov 19, 2020
Instrument	202000036953

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	WHEATLAND, IA 52777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	May 16, 2021

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jul 16, 2021
Property Address	240 E FRANKLIN ST APT 104, 104, ELDRIDGE, IA 52748-1322
Document Number	202100024355
Map Reference	DOC 2013-30832
Instrument Date	Jul 8, 2021
Instrument	202100024355
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 E FRANKLIN ST APT 104, 104, ELDRIDGE, IA 52748-1322

Mortgage

Document Number	202100024357
Date	Jul 16, 2021
Instrument	202100024357

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,206.00	$210,900 (-) Land $30,300 Building $180,600	$210,900 (-) Land $30,300 Building $180,600
2025	$2,206.00 (+10.3%) Homeowner's exemption	$210,900 (+17.23%) Land $30,300 Building $180,600	$210,900 (+17.23%) Land $30,300 Building $180,600
2024	$2,000.00 (-9.67%)
2023		$179,900 Land $25,300 Building $154,600	$179,900 Land $25,300 Building $154,600
2022	$2,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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