240 E 45th St, Lorain, OH 44052 Property Records

Lorain County property record for 240 E 45th St, Lorain, OH 44052 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	1,114 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$55,000 (2017)
Tax Bill	$1,715.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-00-108-106-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,114 sqft Living Area
1st Floor	768 sqft 1st Floor
Basement Area	720 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1962
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	157 ft x 58 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	352 sqft Garage
Porch	Open Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	240 E 45TH ST
City	LORAIN
State	OH
Zip	44052-5504
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BDWY GDNS 58 X 187
Legal Subdivision	BDWY GDNS
Legal Block	106
Legal Lot Number	104
Jurisdiction	LORAIN OH
Minor Civil Division	SHEFFIELD
Census Blockgroup	2
Census Block	2008
Census Tract	24000

Owner

Source: Lorain County records · APN 03-00-108-106-009

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	240 E 45TH ST, LORAIN, OH 44052-5504
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Deed Doc Number	2017625818
Prior Transfer Date	May 03, 2001
Prior Transfer Doc	0000750295
Record Refreshed	Jun 08, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 13, 2017
Property Address	240 E 45TH ST, LORAIN, OH 44052-5504
Document Number	0000625818
Instrument Date	Apr 11, 2017
Instrument	625818
Transaction Type	Transfer
Record Updated	Jul 04, 2017
Title Company	BARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 E 45TH ST LORAIN OH 440525504, LORAIN, OH 44052-5504

Mortgage

Document Number	625819
Date	Apr 13, 2017
Instrument	625819

Lender

Name	UNION CAP MTG
Type	Mortgage Company
Address	MENTOR, 44060

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (-0.64%) Homeowner's exemption	$39,880 (+%) Land $7,460 Building $32,420	$113,940 (-) Land $21,300 Building $92,640
2024	$1,715.00 (+10.15%)	$39,879 (+46.58%) Land $7,455 Building $32,424	$113,940 (+46.58%) Land $21,300 Building $92,640
2023	$1,557.00 (+2.98%)	$27,206 (+0.02%) Land $6,433 Building $20,773	$77,730 (-) Land $18,380 Building $59,350
2022	$1,512.00	$27,200 Land $6,430 Building $20,770
2021			$77,730 Land $18,380 Building $59,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.