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240 E 3rd St, Eastpoint, FL 32328 Property Records

Franklin County property record for 240 E 3rd St, Eastpoint, FL 32328 · Last verified January 2026

Property Highlights

Property TypeCommercial > Retail > Restaurant
Bathrooms2 Baths
Year BuiltBuilt 1984
Square Footage5,152 sqft Total Area
Lot Size0.077 acres
OccupancyOwner Occupied
Last Sale$2,300,000 (2023)
Tax Bill$5,250.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7310-003E-0010

Interior

Full Baths2 Baths
Total Rooms70 Rooms
Building Area5,152 sqft Total Area
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1984
Exterior MaterialWood Shingle Exterior
Construction TypeFrame Construction
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof ConstructionWood Truss Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,379 sqft
Driveway1 Driveway
Driveway Area448 sqft Driveway

Exterior Amenities

FenceFence
Deck Area174 sqft Deck
PorchOpen Porch
Porch Area466 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address240 E 3RD ST
CityEASTPOINT
StateFL
Zip32328-2891
Property UsageCommercial Property Usage
TypeCommercial > Retail > Restaurant
Legal DescriptionUNIT 1 BL 3E LOTS 1 THRU 4 INC OR/159/355 163/133 165/433 OR/218/446 584/191(MARR SETT 609/706 615/402 1143/163-UTILTIY EASEM
Legal Range06W
Legal Township09S
Legal Section29
Legal SubdivisionGT GEORGE ISLAND GULF BCHS UN
Legal Block3E
Legal Lot Number1-4 2
Legal Unit1
JurisdictionFRANKLIN FL
Minor Civil DivisionAPALACHICOLA
Census Blockgroup1
Census Block1058
Census Tract970304

Owner

Source: Franklin County records · APN 29-09S-06W-7310-003E-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address240 E 3RD ST, SAINT GEORGE ISLAND, FL 32328-2891
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Warranty Deed, Transfer · Line of Credit
PNFP CREDIT CORP
Mar 13, 2020Deed of Trust, Mortgage · Commercial Mortgage
CENTENNIAL BANK
Jul 16, 2019Loan Modification, Mortgage
NOT AVAILABLE
Jul 16, 2019Loan Modification, Mortgage
CENTENNIAL BK
Jul 16, 2019Loan Modification, Mortgage
ATTORNEY ONLY
Jul 16, 2016Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2023 · Amount on Record
Deed SaleMar 29, 2023 · Amount on Record
Prior SaleJun 11, 2018 · Amount on Record
Deed Doc Number202319001420
Deed Book / Page1359 / 556
Record RefreshedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 29, 2023
Property Address240 E 3RD ST, EASTPOINT, FL 32328-2891
Document Number0019001420
Book / Page1359 / 556
Map ReferenceMB 2 PG 7
Instrument DateMar 24, 2023
Instrument202319001420
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$16,100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address240 E 3RD ST, SAINT GEORGE ISLAND, FL 32328-2891

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 E 3RD ST, SAINT GEORGE ISLAND, FL 32328-2891

Mortgage

Document Number0000000558
DateMar 29, 2023
Instrument1359/558
Lender
NamePNFP CREDIT CORP
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address240 E 3RD ST, EASTPOINT, FL 32328-2859
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019001089
DateMar 13, 2020
Book Page1260/544
Instrument202019001089
Lender
NameCENTENNIAL BANK
TypeBank
AddressEASTPOINT, FL 32328
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term48 Months
DueMar 13, 2024

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address240 E 3RD ST, EASTPOINT, FL 32328-2859
Document Number0019003938
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address240 E 3RD ST ST GEORGE ISLAND FL 323282859, ST GEORGE ISLAND, FL 32328-2859

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address240 E 3RD ST, EASTPOINT, FL 32328-2859
Document Number0019003940
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address240 E 3RD ST ST GEORGE ISLAND FL 323282859, ST GEORGE ISLAND, FL 32328-2859

Mortgage

Document Number0019003940
DateAug 29, 2019
Book Page001248/000636
Instrument19003940
Lender
NameCENTENNIAL BK
TypeBank
AddressAPALACHICOLA, FL 32329
Agreement
Term36 Months
DueAug 28, 2022

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address240 E 3RD ST, EASTPOINT, FL 32328-2859
Document Number0019003939
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address240 E 3RD ST ST GEORGE ISLAND FL 323282859, ST GEORGE ISLAND, FL 32328-2859

July 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address240 E 3RD ST, EASTPOINT, FL 32328-2859
Document Number0019003937
Instrument DateJul 16, 2016
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address240 E 3RD ST ST GEORGE ISLAND FL 323282859, ST GEORGE ISLAND, FL 32328-2859

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,250.00 (-12.51%)$556,240 (-11.7%) Land $236,250 Building $319,990$556,240 (-11.7%) Land $236,250 Building $319,990
2024$6,001.00 (+21.8%)$629,957 (-1.01%) Land $236,250 Building $393,707$629,957 (-1.01%) Land $236,250 Building $393,707
2023$4,927.00 (+32.7%)$636,354 (+70.32%) Land $236,250 Building $400,104$636,354 (+70.32%) Land $236,250 Building $400,104
2022$3,713.00$373,631 Land $153,125 Building $220,506$373,631 Land $153,125 Building $220,506

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation14.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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