240 E 20th St, Bartlesville, OK 74003 Property Records

Washington County property record for 240 E 20th St, Bartlesville, OK 74003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1951
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,500 (Apr 2020)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010469-001006-000000-04`

Property Details

APN / Parcel Number

Primary APN	`010469-001006-000000-04`
Alternative APN	`20865`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	120 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	195 ft deep x 195 ft wide
Garage Area	394 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20865
Street Address	240 E 20TH ST
City	BARTLESVILLE
State	OK
Zip	74003-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PART LOT 6 BEG 30' W OF SE COR LOT 6 GO N 60' W 120' S 60 ' E 120' TO BEG BLK 1 SUBURBAN ADDN
Legal Range	12E
Legal Township	26N
Legal Section	13
Legal Subdivision	SUBURBAN ADDN
Legal Block	1
Legal Lot Number	6
Legal Unit	12E
Jurisdiction	WASHINGTON OK
Township / Civil Division	BARTLESVILLE
Census Block Group	2
Census Block	2017
Census Tract	800

Owner

Source: Washington County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 E 20TH ST, BARTLESVILLE, OK 74003-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Apr 29, 2020	Warranty Deed, Transfer · VA Mortgage US MORTGAGE CORPORATION MW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	May 17, 1993
Deed Document Number	20202950
Deed Book / Page	1177 / 3999
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OK
Property Address	240 E 20TH ST, BARTLESVILLE, OK 74003-6211
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 E 20TH ST, BARTLESVILLE, OK 74003-6211

Mortgage

Document Number	01239/1302
Date	Mar 17, 2026
Book Page	1239/1302
Instrument	I-2026-001957

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Apr 29, 2020
Property Address	240 E 20TH ST, BARTLESVILLE, OK 74003-6211
Document Number	01177/3999
Book / Page	1177 / 3999
Instrument Date	Apr 6, 2020
Instrument	2020002950
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$126.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 E 20TH ST, BARTLESVILLE, OK 74003-6211

Mortgage

Document Number	2020002951
Date	Apr 29, 2020
Instrument	2020002951

Lender

Name	US MORTGAGE CORPORATION MW
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Bartlesville City
County	Washington County
Unified School District	Bartlesville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,512 (+3%) Land $1,053 Building $10,459	$95,934 (-12.8%) Land $8,773 Building $87,161
2025	$1,222.00 (+3.12%) Homeowner's exemption	$11,177 (+3%) Land $1,022 Building $10,155	$110,015 (-6.27%) Land $10,000 Building $100,015
2024	$1,185.00 (+4.41%) Homeowner's exemption	$10,851 (+3%) Land $992 Building $9,859	$117,380 (+33.7%) Land $10,000 Building $107,380
2023	$1,135.00 (-9.78%) Homeowner's exemption	$10,535 (+0.35%) Land $972 Building $9,563	$87,795 (+0.35%) Land $8,100 Building $79,695
2022	$1,258.00 Homeowner's exemption	$10,498 Land $972 Building $9,526	$87,485 Land $8,100 Building $79,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1985–2007)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Oct 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLESVILLE serves 34,748 people · EPA ID OK1021401
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: AT&T, Wake Wireless.

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