240 Cliff Cave Rd, Saint Louis, MO 63129 Property Records

St. Louis County property record for 240 Cliff Cave Rd, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,320 sqft · built 1948
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$460,762 (Jun 2023)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31H-12-0038`

Property Details

APN / Parcel Number

Primary APN	`31H-12-0038`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	1,129 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2022
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	54 ft deep x 82 ft wide
Terrain	Above Road/Slope
Garage Type	Open
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	72 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 CLIFF CAVE RD
City	SAINT LOUIS
State	MO
Zip	63129-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BEHNKE LOT C
Legal Range	6E
Legal Township	43N
Legal Section	12
Legal Subdivision	BEHNKE
Legal Lot Number	C
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	3
Census Block	3000
Census Tract	220445

Owner

240 Cliff Cave Rd is owned and occupied by two individuals who bought it in June 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 CLIFF CAVE RD, SAINT LOUIS, MO 63129-3614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL TRUST BANK
May 25, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Sep 16, 2003 · Amount on File
Deed Document Number	2023622395
Prior Transfer Date	Jun 15, 2023
Prior Transfer Doc	0000000395
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jun 22, 2023
Property Address	240 CLIFF CAVE RD, SAINT LOUIS, MO 63129-3614
Document Number	2023062200395
Map Reference	MB 43 PG 5
Instrument Date	Jun 15, 2023
Instrument	2023062200395
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CLIFF CAVE RD, SAINT LOUIS, MO 63129-3614

Mortgage

Document Number	2023062200396
Date	Jun 22, 2023
Instrument	2023062200396

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Margin	3
Max Rate	12.1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	240 CLIFF CAVE RD, SAINT LOUIS, MO 63129-3614
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CLIFF CAVE RD, SAINT LOUIS, MO 63129-3614

Mortgage

Document Number	2022052500005
Date	May 25, 2022
Instrument	2022052500005

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 16, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 240 Cliff Cave Rd was $4,164, up 11.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,730 (-) Land $17,500 Building $49,230	$351,200 (-) Land $92,100 Building $259,100
2025	$4,164.00 (+11.55%)	$66,730 Land $17,500 Building $49,230	$351,200 Land $92,100 Building $259,100
2024	$3,733.00 (+1.28%)
2023	$3,686.00 (+112.2%)	$55,580 (+109.34%) Land $11,670 Building $43,910	$292,500 Land $61,400 Building $231,100
2022	$1,737.00	$26,550 Land $11,670 Building $14,880
2021			$139,700 Land $61,400 Building $78,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 240 Cliff Cave Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Cliff Cave Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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