240 Chestnut St, Winnetka, IL 60093 Property Records

Cook County property record for 240 Chestnut St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 7,220 sqft · built 1928
Lot Size	1.01 acres (44,431 sqft)
Owner	Trust Name on Record
Last Sale	$2,525,000 (Aug 1999)
Tax Bill	$57,189 (2023)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-20-404-015`

Property Details

APN / Parcel Number

Primary APN	`05-20-404-015`
Alternative APN	`05-20-404-015-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	7,220 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1929
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Slate
Lot Area	44,431 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	240 CHESTNUT ST
City	WINNETKA
State	IL
Zip	60093-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DALES)(THIRD) ADD TO (WINNETKA) A SUB OF NE OF SE EX NE NE SE SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	DALES THIRD ADD TO WINNETKA
Legal Block	3
Legal Lot Number	4,6
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2015
Census Tract	800500

Owner

Source: Cook County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	240 CHESTNUT ST, WINNETKA, IL 60093-3812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 1999 · Amount on Record
Deed Sale	Aug 5, 1999 · Amount on Record
Prior Sale	Mar 8, 1995 · Amount on Record
Deed Document Number	1999997
Last Transfer Date	Mar 19, 2014
Transfer Doc	0000050135
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Sep 1, 2026
Property Address	240 CHESTNUT ST, WINNETKA, IL 60093-3812
Document Number	0000025067
Instrument Date	Aug 24, 2026
Instrument	202625067
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	240 CHESTNUT ST, WINNETKA, IL 60093-3812

Mortgage

Document Number	0000025067,
Date	Sep 1, 2026
Instrument	202625067

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2056

Interest

Rate	6.69%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,000 (+26.8%) Land $124,407 Building $192,593	$3,170,000 (+26.8%) Land $1,244,070 Building $1,925,930
2023	$57,189.00 (+6.27%)
2022	$53,816.00 Homeowner's exemption	$249,999 Land $122,185 Building $127,814	$2,499,990 Land $1,221,850 Building $1,278,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2011–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20