Madison County property record for 240 Cherry Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,428 sqft · built 2007 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $901 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 19-09-31-0-000-017.000 |
| Primary APN | 19-09-31-0-000-017.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 243,936 sqft (5.6 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 157380 |
|---|---|
| Street Address | 240 CHERRY LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-9520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ***UPDATED DESC*** SEC 31/32 T4 R2E COMM AT NW COR OF SD SEC TH S ALG W SEC LINE OF SEC 32 2590 FT TH NW'LY 186 FT TO POB TH |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 31 |
| Legal Subdivision | ESTATE WILLIAM HINDS |
| Legal Lot Number | P |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 10902 |
240 Cherry Ln is owned and occupied by two individuals.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 240 CHERRY LN, GURLEY, AL 35748-9520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT |
| Jul 13, 2018 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Apr 5, 2018 | Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Apr 30, 2026 |
| Property Address | 240 CHERRY LN, GURLEY, AL 35748-9520 |
| Document Number | 2026089810 |
| Book / Page | 2026 / 89810 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 240 CHERRY LN, GURLEY, AL 35748-9520 |
| Document Number | 2026089810, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 2026/89810 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 240 CHERRY LN, GURLEY, AL 35748-9520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044810 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 20180713000044810 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Apr 5, 2018 |
| Property Address | 240 CHERRY LN, GURLEY, AL 35748-9520 |
| Document Number | 0000020099 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 20099 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Title Company | WFG LENDER SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 240 CHERRY LN GURLEY AL 357489520, GURLEY, AL 35748-9520 |
| Document Number | 20100 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 20100 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2048 |
The 2026 property tax bill for 240 Cherry Ln was $901 with a homeowner's exemption, up 1.9% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $901.00 (+1.92%) | ||
| 2025 | $884.00 Homeowner's exemption | $30,500 Land $2,740 Building $27,760 | $317,300 Land $39,700 Building $277,600 |
| 2023 | $1,027.00 (+9.14%) Homeowner's exemption | $29,680 (+8.96%) Land $2,740 Building $26,940 | $309,000 (+13.47%) Land $39,700 Building $269,300 |
| 2022 | $941.00 Homeowner's exemption | $27,240 Land $1,640 Building $25,600 | $272,315 Land $16,415 Building $255,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 Cherry Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 240 Cherry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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