240 Charles Ln, Morganton, GA 30560 Property Records

Union County property record for 240 Charles Ln, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,656 sqft · built 2015
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Feb 2022)
Tax Bill	$2,137 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006 030 A35`

Property Details

APN / Parcel Number

Primary APN	`006 030 A35`
Alternative APN	`21219`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Heated Area
1st Floor Area	1,656 sqft
Basement Area	1,639 sqft
Finished Basement	1,639 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.08 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Patio
Porch Area	512 sqft
Deck Area	108 sqft
Patio Area	732 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21219
Street Address	240 CHARLES LN
City	MORGANTON
State	GA
Zip	30560-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LD 8 LL 59 & 86 LOTS 35 & 36 HARBIN WOODS PH
Legal Subdivision	HARBIN WOODS
Legal Phase	1
Legal Lot Number	35,36
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1029
Census Tract	101

Owner

240 Charles Ln is owned and occupied by two individuals who bought it in February 2022.

Source: Union County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 CHARLES LN, MORGANTON, GA 30560-1708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Jan 28, 2022	Warranty Deed, Transfer
Oct 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Nov 25, 2014 · Amount on File
Deed Document Number	2022181
Deed Book / Page	1297 / 670
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	1127/663
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Recording Date	Aug 24, 2026
Property Address	240 CHARLES LN, MORGANTON, GA 30560-1708
Document Number	1463000470
Book / Page	1463 / 470
Instrument Date	Jul 30, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CHARLES LN, MORGANTON, GA 30560-1708

Mortgage

Document Number	1463000470,
Date	Aug 24, 2026
Book Page	1463/470

Lender

Name	UNITED COMMUNITY BANK

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2051

Interest

Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Jan 28, 2022
Property Address	240 CHARLES LN, MORGANTON, GA 30560-1708
Document Number	001297/670
Book / Page	1297 / 670
Instrument Date	Jan 28, 2022
Instrument	2022-000181
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 WINTER DR, MORGANTON, GA 30560-8212

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Oct 11, 2018
Property Address	240 CHARLES LN, MORGANTON, GA 30560-1708
Document Number	1127/663
Book / Page	1127 / 663
Instrument Date	Oct 11, 2018
Instrument	2018-002232
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CHARLES LN, MORGANTON, GA 30560-1708

Tax Assessment & Valuation

The 2025 property tax bill for 240 Charles Ln was $2,137 with exemptions applied.

Source: Union County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,137.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$229,360 Land $19,000 Building $210,360	$573,400 Land $47,500 Building $525,900
2023	$2,240.00 (+9.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$190,640 Land $10,600 Building $180,040	$476,600 Land $26,500 Building $450,100
2022	$2,042.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 240 Charles Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Charles Ln is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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