240 Castro St, Richmond, CA 94801 Property Records

Contra Costa County property record for 240 Castro St, Richmond, CA 94801

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,771 sqft · built 1979
Lot Size	0.085 acres (3,720 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (Mar 2020)
Tax Bill	$14,594 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`558-300-013-7`

Property Details

APN / Parcel Number

Primary APN	`558-300-013-7`
Alternative APN	`558-300-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,771 sqft Living Area
1st Floor Area	688 sqft
2nd Floor Area	1,083 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Lot Area	3,720 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	240 CASTRO ST
City	RICHMOND
State	CA
Zip	94801-2015
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MFR1
Legal Description	THIRD ADDN 14 19
Legal Subdivision	THIRD ADD
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1053
Census Tract	378000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

240 Castro St, a duplex, is held in a trust since November 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	240 CASTRO ST, RICHMOND, CA 94801-2015
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK
Mar 4, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 4, 2020	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Deed Document Number	202040850
Last Transfer Date	Nov 30, 2021
Transfer Doc	0000335366
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 9, 2021
Property Address	240 CASTRO ST, RICHMOND, CA 94801-2015
Document Number	0000335366
Map Reference	MB E PG 112
Instrument Date	Nov 30, 2021
Instrument	2021-335366
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	240 CASTRO ST, RICHMOND, CA 94801-2015

Mortgage

Document Number	0000335367
Date	Dec 9, 2021
Instrument	2021-335367

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

March 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 4, 2020
Property Address	240 CASTRO ST, RICHMOND, CA 94801-2015
Document Number	0000040849
Instrument Date	Feb 25, 2020
Instrument	40849
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 WRIGHT AVE PINOLE CA 945641040, PINOLE, CA 94564-1040

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 4, 2020
Property Address	240 CASTRO ST, RICHMOND, CA 94801-2015
Document Number	0000040850
Map Reference	MB E PG 112
Instrument Date	Feb 24, 2020
Instrument	2020-040850
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	483 WESTERN DR, RICHMOND, CA 94801-3747

Mortgage

Document Number	0000040851
Date	Mar 4, 2020
Instrument	2020-040851

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 240 Castro St was $14,594.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,522 (+2%) Land $557,756 Building $306,766
2025	$14,594.00	$847,571 Land $546,820 Building $300,751
2023	$13,965.00 (+1.8%)	$814,661 Land $525,588 Building $289,073
2022	$13,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 240 Castro St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 240 Castro St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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