240 Broad Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 240 Broad Dr SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,484 sqft · built 2022
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Jun 2023)
Tax Bill	$2,952 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5630 05 1422`

Property Details

APN / Parcel Number

Primary APN	`5630 05 1422`
Alternative APNs	`12036 0177.000000` `6951200` `157746` `163726`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	1,748 sqft
1st Floor Area	756 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	375 sqft
Porch	Slab
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163726
Street Address	240 BROAD DR SW
City	CONCORD
State	NC
Zip	28025-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	WEST SIDE BROAD DR
Legal Subdivision	LOGAN COMMUNITY SOUTH
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2000
Census Tract	42101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Logan Neighborhood Historic District listed 2025 · 611 contributing resources · NRIS 100012454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

240 Broad Dr SW is owned by two individuals who bought it in June 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3402 MONTEREY DR, ROCKINGHAM, VA 22801-3985
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 6, 2022	Warranty Deed, Transfer
Aug 11, 2022	Warranty Deed, Transfer LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Aug 11, 2022 · Amount on File
Deed Document Number	202313012
Deed Book / Page	16545 / 270
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 26, 2023
Property Address	240 BROAD DR SW, CONCORD, NC 28025-5524
Document Number	0016545270
Book / Page	16545 / 270
Instrument Date	Jun 26, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5041 OAKMERE RD, WAXHAW, NC 28173-0296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 BROAD DR SW, CONCORD, NC 28025-5524

Mortgage

Document Number	0165450272
Date	Jun 26, 2023
Instrument	16545-0272

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	240 BROAD DR SW, CONCORD, NC 28025-5524
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016256281
Date	Oct 26, 2022
Book Page	16256/281

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2023

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 6, 2022
Property Address	240 BROAD DR SW, CONCORD, NC 28025-5524
Document Number	0016192157
Book / Page	16192 / 157
Instrument Date	Aug 30, 2022
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5041 OAKMERE RD, 5041, WAXHAW, NC 28173-0296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 OAKMERE RD, WAXHAW, NC 28173-0296

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 11, 2022
Property Address	240 BROAD DR SW, CONCORD, NC 28025-5524
Document Number	0016154212
Book / Page	16154 / 212
Instrument Date	Aug 5, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$81.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 SPRING TREE CT, 1406, HIGH POINT, NC 27265-9356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 OAKMERE RD, WAXHAW, NC 28173-0296

Tax Assessment & Valuation

The 2025 property tax bill for 240 Broad Dr SW was $2,952.

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,440 Land $50,000 Building $246,440
2025	$2,952.00
2024			$296,440 (+466.92%) Land $50,000 Building $246,440
2023	$637.00	$52,290 Land $10,000 Building $42,290	$52,290 Land $10,000 Building $42,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 240 Broad Dr SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Broad Dr SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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