240 Brake Rd, Troy, MO 63379 Property Records

Lincoln County property record for 240 Brake Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,048 sqft · built 2000
Lot Size	9.92 acres (432,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,400 (Oct 2019)
Tax Bill	$3,843 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-04-000-000-003.001`

Property Details

APN / Parcel Number

Primary APN	`15-20-04-000-000-003.001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
Basement Area	2,048 sqft
Unfinished Basement	2,048 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	432,115 sqft (9.92 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	240 BRAKE RD
City	TROY
State	MO
Zip	63379-4877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.92 AC IN THE N PT OF THE E1/2 NW1/4 OF SEC 4, SURVEY C1/54 & 3/520
Legal Range	01E
Legal Township	49N
Legal Section	04
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1030
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 BRAKE RD, TROY, MO 63379-4877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 2, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Prior Sale	Aug 21, 2013 · Amount on Record
Deed Document Number	20198800
Deed Book / Page	2438 / 911
Prior Transfer Date	Aug 15, 2013
Prior Transfer Doc	2325/0441
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	240 BRAKE RD, TROY, MO 63379-4877
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 BRAKE RD, TROY, MO 63379-4877

Mortgage

Document Number	002519/775
Date	Mar 27, 2026
Book Page	2519/775
Instrument	2026002690

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	240 BRAKE RD, TROY, MO 63379-4877
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2448/615
Date	Jun 25, 2020
Book Page	2448/615
Instrument	2020006651

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 2, 2019
Property Address	240 BRAKE RD, TROY, MO 63379-4877
Document Number	2438/0911
Book / Page	2438 / 0911
Instrument Date	Sep 30, 2019
Instrument	2019008800
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 LONGVIEW DR, 825, SAINT CHARLES, MO 63301-0720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 BRAKE RD, TROY, MO 63379-4877

Mortgage

Document Number	2019008801
Date	Oct 2, 2019
Instrument	2019008801

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	240 BRAKE RD, TROY, MO 63379-4877
Transaction Type	Mortgage
Record Updated	Jul 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2434/0864
Date	Jun 13, 2019
Book Page	2434/0864
Instrument	2019004719

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,237 (-) Land $3,469 Building $59,768
2025	$3,843.00 (+5.37%)	$63,237 (+6.92%) Land $3,469 Building $59,768	$332,830 (+6.92%) Land $18,260 Building $314,570
2023	$3,647.00 (+6.2%)	$59,143 Land $3,260 Building $55,883	$311,280 Land $17,160 Building $294,120
2022	$3,434.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	40 / 3

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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