Middlesex County and Melrose City property record for 240 Beech Ave, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,606 sqft · built 1948 |
| Lot Size | 0.153 acres (6,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (May 2013) |
| Tax Bill | $74 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0F6 P:0000141 |
| Primary APN | MELR M:0F6 P:0000141 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 2,697 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 538 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,686 sqft (0.153 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 240 BEECH AVE |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 336300 |
Source: Middlesex County and Melrose City records · APN MELR M:0F6 P:0000141
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 240 BEECH AVE, MELROSE, MA 02176-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit BROTHERHOOD CU |
| Oct 27, 2021 | Deed of Trust, Mortgage · ARM SALEM FIVE MORTGAGE CORP |
| Oct 27, 2021 | Deed of Trust, Mortgage · ARM SALEM FIVE MORTGAGE CORP |
| Apr 20, 2018 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Oct 30, 2018 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2013 · Amount on Record |
| Deed Sale | May 01, 2013 · Amount on Record |
| Prior Sale | May 01, 2013 · Amount on Record |
| Deed Book / Page | 61720 / 596 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 240 BEECH AVE, MELROSE, MA 02176-5004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082126-243 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 82126/243 |
| Instrument | 120247 |
| Name | BROTHERHOOD CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 240 BEECH AVE, MELROSE, MA 02176-5004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079003-157 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 79003/157 |
| Instrument | 235019 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Nov 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 240 BEECH AVE, MELROSE, MA 02176-5004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79003-157 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 79003/157 |
| Instrument | 235019 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Nov 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 240 BEECH AVE, MELROSE, MA 02176-5004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70895-76 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 70895/76 |
| Instrument | 53797 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 240 BEECH AVE, MELROSE, MA 02176-5004 |
| Document Number | 72082-556 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2019 |
| Name | Verified Name |
|---|---|
| Address | 240 BEECH AVE MELROSE MA 021765004, MELROSE, MA 02176-5004 |
| Document Number | 72082-556 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | 072082/000556 |
| Instrument | 237 |
| Name | SALEM FIVE CENTS SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Melrose City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74.00 (-98.98%) | $755,500 (+3.21%) Land $467,600 Building $287,900 | $615,695 |
| 2024 | $7,269.00 (+3.44%) | $732,000 (+8.54%) Land $453,800 Building $278,200 | |
| 2023 | $7,027.00 | $674,400 Land $412,600 Building $261,800 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1978–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 456 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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