Bergen County and Saddle Brook Township property record for 240 5th St, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,366 sqft · built 1910 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Nov 2004) |
| Tax Bill | $12,330 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00104-0000-00007 |
| Primary APN | 57-00104-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,366 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 100 ft deep x 71 ft wide |
| Old Parcel Number | 5700027000000002 |
|---|---|
| Street Address | 240 5TH ST |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-6210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 71X100 |
| Legal Subdivision | JOHN KARL MAP #1 |
| Legal Block | 104 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 52200 |
240 5th St is owned by an individual who bought it in November 2004.
Source: Bergen County and Saddle Brook Township records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 248 5TH ST, SADDLE BROOK, NJ 07663-6212 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 3, 2019 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Feb 6, 2017 | Loan Modification, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2004 · Amount on File |
| Deed Sale | Nov 1, 2004 · Amount on File |
| Prior Sale | Jul 31, 2002 · Amount on File |
| Deed Book / Page | 8741 / 593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 240 5TH ST, SADDLE BROOK, NJ 07663-6210 |
| Document Number | 0033291437 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 240 5TH ST SADDLE BROOK NJ 076636210, SADDLE BROOK, NJ 07663-6210 |
| Document Number | 0033291437 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 003329/001437 |
| Instrument | 55240 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 240 5TH ST, SADDLE BROOK, NJ 07663-6210 |
| Document Number | 0033331760 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 240 5TH ST SADDLE BROOK NJ 076636210, SADDLE BROOK, NJ 07663-6210 |
| Document Number | 0033331760 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 003333/001760 |
| Instrument | 56378 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Rate | 4.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 240 5TH ST, SADDLE BROOK, NJ 07663-6210 |
| Document Number | 0026330078 |
| Book / Page | 002633 / 000078 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 240 5TH ST SADDLE BROOK NJ 076636210, SADDLE BROOK, NJ 07663-6210 |
| Document Number | 0026330078 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 002633/000078 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 240 5th St was $12,330, up 5.7% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627,000 (+20.67%) Land $238,400 Building $388,600 | $627,000 (+20.67%) Land $238,400 Building $388,600 | |
| 2025 | $12,330.00 (+5.69%) | $519,600 Land $232,200 Building $287,400 | $519,600 Land $232,200 Building $287,400 |
| 2024 | $11,666.00 | ||
| 2023 | $449,900 Land $209,000 Building $240,900 | $449,900 Land $209,000 Building $240,900 | |
| 2022 | $10,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 240 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1983–2022) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 240 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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