Frederick County property record for 24 W Main St, Middletown, MD 21769
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,824 sqft · built 1923 |
| Lot Size | 0.342 acres (14,875 sqft) |
| Owner | Company Name on File |
| Tax Bill | $13,231 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-140350 |
| Primary APN | 03-140350 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,824 sqft Gross Area |
| 1st Floor Area | 4,824 sqft |
| Basement Area | 3,600 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 14,875 sqft (0.342 acres) |
| Lot Dimensions | 205 ft deep x 58 ft wide |
| View / Lot | Commercial/Industrial |
| Canopy | 150 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 140350 |
|---|---|
| Street Address | 24 W MAIN ST |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8005 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | GC |
| Legal Description | LOT 1 14,875 SQ FT HERITAGE PARK |
| Legal Subdivision | MIDDLETOWN |
| Legal Lot Number | 24 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 752601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
24 W Main St, a commercial property, is owned by a company.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 75, MIDDLETOWN, MD 21769-0075 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 24 W Main St was $13,231.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $932,200 Land $167,300 Building $764,900 | $932,200 Land $167,300 Building $764,900 | |
| 2025 | $13,231.00 | ||
| 2023 | $11,523.00 | $814,800 Land $84,600 Building $730,200 | $814,800 Land $84,600 Building $730,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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