24 W Clover Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 24 W Clover Rd, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1939
Lot Size	0.108 acres (4,697 sqft)
Owner	2 Company Names on Record
Last Sale	$275,000 (May 2026)
Tax Bill	$2,727 (2026)
Deeds & Mortgages	May 2026 Transfer May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`214-430-310-000`

Property Details

APN / Parcel Number

Primary APN	`214-430-310-000`
Alternative APN	`214-430-31`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,697 sqft (0.108 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	214-430-31
Street Address	24 W CLOVER RD
City	TRACY
State	CA
Zip	95376-1891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 891006 FR ORIG APN 211380662
Legal Subdivision	TRACY GARDEN FARMS
Legal Block	2
Legal Lot Number	B
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5311

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	990 TALBOT DR, HOLLISTER, CA 95023-5658
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Affidavit of Death of Trustee, Transfer
May 19, 2026	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 19, 2026	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 10, 2020	Grant Deed, Transfer NOT AVAILABLE
Nov 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 21, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	May 3, 2013 · Amount on Record
Deed Document Number	202645677
Prior Transfer Date	Nov 15, 2023
Prior Transfer Doc	0000095163
Record Updated	Oct 29, 2026

May 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 19, 2026
Property Address	24 W CLOVER RD, TRACY, CA 95376-1891
Document Number	0000045676
Instrument Date	May 13, 2026
Instrument	202645676
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	990 TALBOT DR, HOLLISTER, CA 95023-5658

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 19, 2026
Property Address	24 W CLOVER RD, TRACY, CA 95376-1891
Document Number	0000045677
Instrument Date	May 8, 2026
Instrument	202645677
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,552.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 W CLOVER RD, TRACY, CA 95376-1891

Mortgage

Document Number	0000045678,
Date	May 19, 2026
Instrument	202645678

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 19, 2026
Property Address	24 W CLOVER RD, TRACY, CA 95376-1891
Document Number	0000045675
Instrument Date	May 8, 2026
Instrument	202645675
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	990 TALBOT DR, HOLLISTER, CA 95023-5658

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 10, 2020
Property Address	24 W CLOVER RD, TRACY, CA 95376-1891
Document Number	0000153526
Instrument Date	Oct 9, 2020
Instrument	153526
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24 W CLOVER RD TRACY CA 953761891, TRACY, CA 95376-1891

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 10, 2020
Property Address	24 W CLOVER RD, TRACY, CA 95376-1891
Document Number	0000153527
Instrument Date	Aug 31, 2020
Instrument	153527
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24 W CLOVER RD TRACY CA 953761891, TRACY, CA 95376-1891

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 21, 2023
Property Address	24 W CLOVER RD, TRACY, CA 95376-1891
Document Number	0000095164
Map Reference	VOL 8 PG 1
Instrument Date	Aug 31, 2020
Instrument	2023-095164
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24 W CLOVER RD, TRACY, CA 95376-1891

Mortgage

Document Number	0000095165
Date	Nov 21, 2023
Instrument	2023-095165

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	763 Months
Due	Jun 28, 2087

Interest

Rate Type	Adjustable Rate
Rate	7.47%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,727.00 (+19.55%)
2025	$2,281.00 (+10.25%)	$197,018 (+4.04%) Land $49,252 Building $147,766
2023	$2,069.00 (+2.07%)	$189,370 Land $47,341 Building $142,029	$387,360
2022	$2,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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