24 W 3rd St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 24 W 3rd St, Lowell, MA 01850

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,908 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Aug 2024)
Tax Bill	$6,542 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`D10610`

Property Details

APN / Parcel Number

Primary APN	`D10610`
Alternative APNs	`LOWE M:176 B:6050 L:24` `M:000176 T:D10610`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,908 sqft Living Area
Gross Area	4,816 sqft
1st Floor Area	1,124 sqft
Basement Area	1,124 sqft
Unfinished Basement	668 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D10610
Street Address	24 W 3RD ST
City	LOWELL
State	MA
Zip	01850-2455
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	USF
Legal Block	6050
Legal Lot Number	24
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1011
Census Tract	310400

Owner

24 W 3rd St, a triplex, is owned by two individuals who bought it in August 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 W 3RD ST, LOWELL, MA 01850-2422
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU
Mar 3, 2017	Deed of Trust, Mortgage READING COOPERATIVE BANK
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Dec 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	May 10, 2023 · Amount on File
Deed Document Number	2024795
Deed Book / Page	38692 / 115
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 10, 2023
Property Address	24 W 3RD ST, LOWELL, MA 01850-2455
Document Number	0037823-42
Book / Page	37823 / 42
Instrument Date	May 10, 2023
Instrument	12879
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000012880
Date	May 10, 2023
Instrument	12880

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Jun 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	24 W 3RD ST, LOWELL, MA 01850-2455
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30950-159
Date	Mar 3, 2017
Book Page	30950/159
Instrument	9200

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	24 W 3RD ST, LOWELL, MA 01850-2455
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34926-161
Date	Nov 17, 2020
Book Page	34926/161
Instrument	59091

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 27, 2019
Property Address	24 W 3RD ST, LOWELL, MA 01850-2455
Document Number	33704-93
Book / Page	33704 / 93
Instrument Date	Dec 27, 2019
Instrument	58928
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58929
Date	Dec 27, 2019
Instrument	58929

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 24 W 3rd St was $6,542, up 17% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,542.00 (+17.01%)	$576,400 (+18.36%) Land $112,700 Building $463,700
2025	$5,591.00 (-5.32%)	$487,000 (-1.77%) Land $105,300 Building $381,700
2024	$5,905.00 (+2%)	$495,800 (+6.37%) Land $92,600 Building $403,200
2023	$5,789.00	$466,100 Land $80,500 Building $385,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24 W 3rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 24 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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