24 Valley St, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 24 Valley St, Saugerties, NY 12477

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,640 sqft · built 1890
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (May 2003)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2013 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`514801 18.78-2-13`

Property Details

APN / Parcel Number

Primary APN	`514801 18.78-2-13`
Alternative APN	`193094.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,640 sqft Total Area
1st Floor Area	820 sqft
2nd Floor Area	820 sqft
Basement Area	580 sqft
Finished Basement	580 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Porch	Porch
Porch Area	144 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	193094.000
Street Address	24 VALLEY ST
City	SAUGERTIES
State	NY
Zip	12477-1828
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	04 - FARM
Legal Subdivision	SUBDIVISION MAP LANDS OF IRENE HERMANN
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1020
Census Tract	950200

Owner

Source: Ulster County and Saugerties Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 VALLEY ST, SAUGERTIES, NY 12477-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 22, 2013	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2003 · Amount on Record
Deed Sale	May 19, 2003 · Amount on Record
Prior Sale	Jun 20, 2000 · Amount on Record
Deed Document Number	200314031
Deed Book / Page	3604 / 102
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	24 VALLEY ST, SAUGERTIES, NY 12477-1828
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020159
Date	Dec 15, 2022
Book Page	13004/36
Instrument	2022-20159

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	24 VALLEY ST, SAUGERTIES, NY 12477-1828
Document Number	0000008373
Book / Page	011325 / 000038
Instrument Date	Oct 22, 2013
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 VALLEY ST SAUGERTIES NY 124771828, SAUGERTIES, NY 12477-1828

Mortgage

Document Number	0000008373
Date	Jun 13, 2017
Book Page	011325/000038
Instrument	8373

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Municipality	Saugerties Village
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,264.00 (+380.71%)	$257,000 (+17.89%) Land $54,500 Building $202,500	$257,000 (+17.89%) Land $54,500 Building $202,500
2023		$218,000 (+20.11%) Land $52,000 Building $166,000	$218,000 (+20.11%) Land $52,000 Building $166,000
2022		$181,500 Land $52,000 Building $129,500	$181,500 Land $52,000 Building $129,500
2021	$679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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