24 Valley High Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 24 Valley High Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,660 sqft · built 2001
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on File
Tax Bill$5,816 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN0433C 002000

Property Details

APN / Parcel Number

Primary APN0433C 002000
Alternative APNs
  • GRAY M:053 B:043 L:003-008
  • 2720

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,660 sqft Living Area
Basement Area400 sqft
Unfinished Basement400 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area108,900 sqft (2.5 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number2720
Street Address24 VALLEY HIGH RD
CityGRAY
StateME
Zip04039-7511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block43
Legal Lot Number3-8
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group1
Census Block1016
Census Tract4702

Owner

24 Valley High Rd is owned and occupied by two individuals.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address24 VALLEY HIGH RD, GRAY, ME 04039-7511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jan 31, 2018Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address24 VALLEY HIGH RD, GRAY, ME 04039-7511
Transaction TypeMortgage
Record UpdatedApr 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0400640134
DateApr 10, 2023
Book Page40064/134
Instrument10503
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address24 VALLEY HIGH RD, GRAY, ME 04039-7511
Document Number0436610050
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedMar 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 VALLEY HIGH RD GRAY ME 040397511, GRAY, ME 04039-7511

Mortgage

Document Number0436610050
DateFeb 16, 2018
Book Page343661/000050
Instrument7704
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 15, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 24 Valley High Rd was $5,816.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,816.00$600,800 Land $124,000 Building $476,800
2023$5,384.00 (+8.81%)$354,700 (-) Land $57,000 Building $297,700
2022$4,948.00$354,700 Land $57,000 Building $297,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24 Valley High Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Valley High Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoNetspeed
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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