Essex County and Montclair Township property record for 24 Upper Mountain Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,753 sqft · built 1900 |
| Lot Size | 0.547 acres (23,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,125,000 (May 2022) |
| Tax Bill | $29,826 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00405-0000-00001 |
| Primary APN | 13-00405-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 3,753 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 23,842 sqft (0.547 acres) |
| Lot Dimensions | 131 ft deep x 182 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130040500001 |
|---|---|
| Street Address | 24 UPPER MOUNTAIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 182X131 IRR |
| Legal Subdivision | INCL |
| Legal Block | 405 |
| Legal Lot Number | 1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 16400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
24 Upper Mountain Ave is owned and occupied by two individuals who bought it in May 2022.
Source: Essex County and Montclair Township records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 10, 2022 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 3, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| May 29, 2018 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on File |
| Deed Sale | May 10, 2022 · Amount on File |
| Prior Sale | Sep 7, 2012 · Amount on File |
| Deed Document Number | 202246463 |
| Prior Transfer Date | Aug 27, 2013 |
| Prior Transfer Doc | 0014005676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 17, 2026 |
| Property Address | 24 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1938 |
| Document Number | 0000061628 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202661628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 24 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1938 |
| Document Number | 0000061628, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202661628 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 10, 2022 |
| Property Address | 24 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1938 |
| Document Number | 0000046463 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022046463 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1739 ROUTE 206, 1739, SOUTHAMPTON, NJ 08088-8834 |
| Name | Verified Name |
|---|---|
| Address | 24 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1938 |
| Document Number | 0000046464 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022046464 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 3, 2019 |
| Property Address | 24 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1938 |
| Document Number | 0000082638 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 82638 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3461 CLARK RD SARASOTA FL 342318442, SARASOTA, FL 34231-8442 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 24 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1938 |
| Document Number | 0000052963 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421938, MONTCLAIR, NJ 07042-1938 |
| Document Number | 0000052963 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 52963 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 24 Upper Mountain Ave was $29,826, up 38.2% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848,300 (-) Land $216,700 Building $631,600 | $848,300 (-) Land $216,700 Building $631,600 | |
| 2025 | $29,826.00 (+38.24%) | $848,300 Land $216,700 Building $631,600 | $848,300 Land $216,700 Building $631,600 |
| 2024 | $21,575.00 | ||
| 2023 | $634,000 Land $216,700 Building $417,300 | $634,000 Land $216,700 Building $417,300 | |
| 2022 | $18,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Upper Mountain Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 24 Upper Mountain Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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