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24 Union St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 24 Union St, Merrimac, MA 01860

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,131 sqft · built 1955
Lot Size0.312 acres (13,582 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Nov 2025)
Tax Bill$6,075 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Feb 2023 Sale
Flood ZoneZone X (minimal risk)
APNMERR M:0023 B:0002 L:00002

Property Details

APN / Parcel Number

Primary APNMERR M:0023 B:0002 L:00002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,131 sqft Living Area
Gross Area1,771 sqft
Basement Area520 sqft
Unfinished Basement520 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,582 sqft (0.312 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address24 UNION ST
CityMERRIMAC
StateMA
Zip01860-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Block2
Legal Lot Number2
JurisdictionMERRIMAC MA
Township / Civil DivisionMERRIMAC
Census Block Group4
Census Block4018
Census Tract262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 UNION ST, MERRIMAC, MA 01860-2218
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed, Transfer · Conventional Mortgage
HAVERHILL BANK
Feb 9, 2023Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Deed Book / Page43063 / 10
Prior Transfer DateFeb 8, 2023
Prior Transfer Doc041431-503
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionMERRIMAC MA
Recording DateNov 12, 2025
Property Address24 UNION ST, MERRIMAC, MA 01860-2218
Document Number0043063-10
Book / Page43063 / 10
Instrument DateNov 12, 2025
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address24 UNION ST, MERRIMAC, MA 01860-2218

Mortgage

Document Number20251112002620
DateNov 12, 2025
Instrument20251112002620
Lender
NameHAVERHILL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

February 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMERRIMAC MA
Recording DateFeb 9, 2023
Property Address24 UNION ST, MERRIMAC, MA 01860-2218
Document Number041431-503
Book / Page41431 / 503
Instrument DateFeb 8, 2023
Instrument20230209000340
Transaction TypeTransfer
Record UpdatedFeb 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 UNION ST, MERRIMAC, MA 01860-2218

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMerrimac Town
Unified School DistrictPentucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,075.00 (+1.25%)$460,600 (+1.72%) Land $292,800 Building $167,800$536,172 (+28.65%)
2025$6,000.00 (+3.09%)$452,800 (+5.03%) Land $292,800 Building $160,000$416,765
2024$5,820.00 (+7.26%)$431,100 (+17.34%) Land $276,500 Building $154,600
2023$5,426.00$367,400 Land $234,200 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERRIMAC WATER DEPARTMENT
serves 6,988 people · EPA ID MA3180000
Water SourceGroundwater
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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