24 Tram Dr, Oxford, CT 06478 Property Records

Oxford Town property record for 24 Tram Dr, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,570 sqft · built 1986
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Last Sale	$459,000 (Jun 2020)
Tax Bill	$7,929 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O0261800`

Property Details

APN / Parcel Number

Primary APN	`O0261800`
Alternative APNs	`OXFO M:23 B:69 L:T-9` `OXFD M:23 B:69 L:T-9`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	6,128 sqft
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	O0261800
Street Address	24 TRAM DR
City	OXFORD
State	CT
Zip	06478-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	69
Legal Lot Number	T-9
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2002
Census Tract	346101

Owner

24 Tram Dr is owned and occupied by an individual who acquired it in April 2026.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 TRAM DR, OXFORD, CT 06478-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
May 1, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2020	Warranty Deed, Transfer · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Prior Sale	Aug 31, 2016 · Amount on File
Deed Document Number	20201172970003
Deed Book / Page	438 / 114
Last Transfer Date	Apr 30, 2026
Transfer Doc	000485-151
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Recording Date	Jul 6, 2026
Property Address	24 TRAM DR, OXFORD, CT 06478-1827
Document Number	0486000792
Book / Page	486 / 792
Instrument Date	Jun 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 TRAM DR, OXFORD, CT 06478-1827

Mortgage

Document Number	0486000792,
Date	Jul 6, 2026
Book Page	486/792

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.71%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD CT
Recording Date	May 1, 2026
Property Address	24 TRAM DR, OXFORD, CT 06478-1827
Document Number	000485-151
Book / Page	485 / 151
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 TRAM DR, OXFORD, CT 06478-1827

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Jun 3, 2020
Property Address	24 TRAM DR, OXFORD, CT 06478-1827
Document Number	438-114
Book / Page	438 / 114
Instrument Date	May 28, 2020
Instrument	1172970003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 IDA AVE, DERBY, CT 06418-2322

Mortgage

Document Number	438-117
Date	Jun 3, 2020
Book Page	438/117
Instrument	1172980010

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 24 Tram Dr was $7,929, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,929.00 (+2.69%)	$385,840 (-) Land $78,190 Building $307,650	$668,238 (+147.41%)
2025	$7,721.00	$385,840 Land $78,190 Building $307,650	$270,088 Land $54,733 Building $215,355
2024	$7,721.00 (+13.51%)
2023	$6,802.00	$277,500 Land $86,100 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Tram Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Tram Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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