Monroe County property record for 24 Thatch Palm Way, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 5,050 sqft · built 1995 |
| Lot Size | 0.445 acres (19,370 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,550,000 (Dec 2014) |
| Tax Bill | $22,654 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00573710-001200 |
| Primary APN | 00573710-001200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,050 sqft Living Area |
| Gross Area | 6,216 sqft |
| 1st Floor Area | 5,050 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 19,370 sqft (0.445 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,166 sqft |
| Porch | Florida Room |
| Porch Area | 2,611 sqft |
| Patio Area | 2,563 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8769555 |
|---|---|
| Street Address | 24 THATCH PALM WAY |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 7 LT 12 HARBOR COURSE SOUTH SEC III OCEAN REEF PLAT NO 18 PB7-53 AND PT THATCH PALM WAY OR1321-1176/79 OR1941-1718/21T/C OR2391-729D/C OR2611-1262/63 OR2611-1275/76 OR2716-1685/88 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 24 |
| Legal Subdivision | HARBOR COURSE SOUTH SEC III O.R. #18 |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
24 Thatch Palm Way is owned by a company that bought it in December 2014.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 240 BERGER RD, PADUCAH, KY 42003-4574 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2014 · Amount on File |
| Deed Sale | Dec 16, 2014 · Amount on File |
| Prior Sale | Aug 31, 1994 · Amount on File |
| Deed Document Number | 20142009153 |
| Deed Book / Page | 2716 / 1685 |
| Prior Transfer Date | Jan 21, 2013 |
| Prior Transfer Doc | 0026111262 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,367,976 Land $3,331,640 Building $1,036,336 | $4,367,976 Land $3,331,640 Building $1,036,336 | |
| 2024 | $22,654.00 (+6.89%) | ||
| 2023 | $21,193.00 (+36.7%) | $3,863,076 (+68.7%) Land $2,808,650 Building $1,054,426 | $3,863,076 (+68.7%) Land $2,808,650 Building $1,054,426 |
| 2022 | $15,503.00 | $2,289,927 Land $1,234,838 Building $1,055,089 | $2,289,927 Land $1,234,838 Building $1,055,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Thatch Palm Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Thatch Palm Way is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: T-Mobile.
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