24 Sumter St, Providence, RI 02907 Property Records

Providence City property record for 24 Sumter St, Providence, RI 02907

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,594 sqft · built 1925
Lot Size	0.092 acres (3,998 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jan 2021)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:53 L:146`

Property Details

APN / Parcel Number

Primary APN	`PROV M:53 L:146`
Alternative APNs	`P:0530146 L:0000` `25280`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,594 sqft Living Area
Gross Area	2,837 sqft
1st Floor Area	898 sqft
Basement Area	898 sqft
Unfinished Basement	898 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,998 sqft (0.092 acres)
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	25280
Street Address	24 SUMTER ST
City	PROVIDENCE
State	RI
Zip	02907-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	146
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	4
Census Block	4004
Census Tract	200

Owner

24 Sumter St is owned and occupied by an individual who bought it in January 2021.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 SUMTER ST, PROVIDENCE, RI 02907-1914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HUMBERTO FERNANDEZ
Jan 29, 2021	Warranty Deed, Transfer · FHA Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Jan 14, 2015 · Amount on File
Deed Document Number	2021277119
Deed Book / Page	12995 / 337
Transfer Doc	10886-324
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	24 SUMTER ST, PROVIDENCE, RI 02907-1914
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013598-292
Date	Jun 16, 2022
Book Page	13598/292
Instrument	2022323474

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	24 SUMTER ST, PROVIDENCE, RI 02907-1914
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013522-260
Date	Apr 4, 2022
Book Page	13522/260
Instrument	2022317266

Lender

Name	HUMBERTO FERNANDEZ

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jan 29, 2021
Property Address	24 SUMTER ST, PROVIDENCE, RI 02907-1914
Document Number	12995-337
Book / Page	12995 / 337
Instrument Date	Jan 27, 2021
Instrument	2021277119
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021277120
Date	Jan 29, 2021
Instrument	2021277120

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 24 Sumter St was $2,839.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,839.00	$338,000 Land $120,000 Building $218,000	$389,558
2023	$4,085.00 (+3.1%)	$222,600 (-) Land $52,000 Building $170,600
2022	$3,962.00	$222,600 Land $52,000 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Sumter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 24 Sumter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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