Campbell County property record for 24 Sturbridge Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,092 sqft · built 1989 |
| Lot Size | 0.323 acres (14,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jul 2026) |
| Tax Bill | $4,181 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-324.00 |
| Primary APN | 999-99-20-324.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,068 sqft (0.323 acres) |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 24 STURBRIDGE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 SEC 3 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 53100 |
Source: Campbell County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 STURBRIDGE DR, COLD SPRING, KY 41076-2175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE |
| May 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Prior Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 20266144317 |
| Deed Book / Page | 380 / 173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 8, 2026 |
| Property Address | 24 STURBRIDGE DR, COLD SPRING, KY 41076-2175 |
| Document Number | 0006144317 |
| Book / Page | 380 / 173 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20266144317 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | SPRINGDALE TITLE LLC, SPRINGDALE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,370.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 24 STURBRIDGE DR, COLD SPRING, KY 41076-2175 |
| Investor | Possibly a Property Investor |
| Document Number | 0006144321, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20266144321 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 25, 2023 |
| Property Address | 24 STURBRIDGE DR, COLD SPRING, KY 41076-2175 |
| Document Number | 0005175580 |
| Book / Page | D360 / 162 |
| Map Reference | MB 21-B |
| Instrument Date | May 15, 2023 |
| Instrument | 5175580 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5502 KINGFISHER AVE, BURLINGTON, KY 41005 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24 STURBRIDGE DR, COLD SPRING, KY 41076-2175 |
| Document Number | 0005175582 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 5175582 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,181.00 (+47.58%) | $345,000 (+22.12%) Land $40,000 Building $305,000 | $345,000 (+22.12%) Land $40,000 Building $305,000 |
| 2023 | $2,833.00 (+17.65%) Homeowner's exemption | $282,500 (+21.14%) Land $40,000 Building $242,500 | $282,500 (+21.14%) Land $40,000 Building $242,500 |
| 2022 | $2,408.00 Homeowner's exemption | $233,200 Land $24,000 Building $209,200 | $233,200 Land $24,000 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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