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24 Stone Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 24 Stone Rd, Belmont, MA 02478

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,285 sqft · built 1917
Lot Size0.251 acres (10,920 sqft)
Owner2 Individual Names on Record
Last Sale$1,600,000 (Jun 2015)
Tax Bill$30,833 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNBELM M:23 P:000027 S

Property Details

APN / Parcel Number

Primary APNBELM M:23 P:000027 S

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area3,285 sqft Living Area
1st Floor Area1,116 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area10,920 sqft (0.251 acres)
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address24 STONE RD
CityBELMONT
StateMA
Zip02478-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group1
Census Block1010
Census Tract357200

Owner

Source: Middlesex County and Belmont Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 STONE RD, BELMONT, MA 02478-3521
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 25, 2021Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2015 · Amount on Record
Deed SaleJun 26, 2015 · Amount on Record
Prior SaleJul 31, 2006 · Amount on Record
Deed Document Number2015100047
Deed Book / Page65614 / 573
Transfer Doc065614-573
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Recording DateAug 20, 2026
Property Address24 STONE RD, BELMONT, MA 02478-3521
Document Number0000105532
Book / Page86039 / 40
Instrument DateAug 6, 2026
Instrument2026105532
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 STONE RD, BELMONT, MA 02478-3521

Mortgage

Document Number0000105532,
DateAug 20, 2026
Book Page86039/40
Instrument2026105532
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address24 STONE RD, BELMONT, MA 02478-3521
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077066-32
DateFeb 25, 2021
Book Page77066/32
Instrument42803
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,833.00 (+25.32%)$2,707,000 (+23.66%) Land $1,053,000 Building $1,654,000$2,531,085
2023$24,604.00$2,189,000 Land $1,002,000 Building $1,187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1979–2010)
Claims Outside the SFHA7 of 14
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Severe Storms And Flooding, May 2006 · 2 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people · EPA ID MA3026000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Starry.

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