24 Spruce Ln, Bristol, RI 02809 Property Records

Bristol Town property record for 24 Spruce Ln, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,932 sqft · built 1955
Lot Size	0.168 acres (7,327 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2019)
Tax Bill	$5,420 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`50-0057-51`

Property Details

APN / Parcel Number

Primary APN	`50-0057-51`
Alternative APNs	`BRIS M:122 L:34` `6358`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,571 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,327 sqft (0.168 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-0057-51
Street Address	24 SPRUCE LN
City	BRISTOL
State	RI
Zip	02809-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	34
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1016
Census Tract	30901

Owner

24 Spruce Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Bristol Town records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 SPRUCE LN, BRISTOL, RI 02809-4647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage MOVEMENT MTG
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Apr 17, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jan 8, 2019	Quit Claim Deed, Transfer Quitclaim
Nov 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Deed Document Number	2019917
Deed Book / Page	1978 / 210
Prior Transfer Date	Jan 2, 2019
Prior Transfer Doc	1969-155
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	24 SPRUCE LN, BRISTOL, RI 02809-4647
Document Number	2053-26
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 SPRUCE LN BRISTOL RI 028094647, BRISTOL, RI 02809-4647

Mortgage

Document Number	2053-26
Date	Aug 27, 2020
Book Page	002053/000026
Instrument	6705

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 26, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	24 SPRUCE LN, BRISTOL, RI 02809-4647
Document Number	2010-60
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 SPRUCE LN BRISTOL RI 028094647, BRISTOL, RI 02809-4647

Mortgage

Document Number	2010-60
Date	Dec 3, 2019
Book Page	002010/000060
Instrument	3444

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Dec 2, 2039

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Apr 17, 2019
Property Address	24 SPRUCE LN, BRISTOL, RI 02809-4647
Document Number	1978-210
Book / Page	1978 / 210
Instrument Date	Apr 16, 2019
Instrument	917
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 SPRUCE LN, BRISTOL, RI 02809-4647

Mortgage

Document Number	918
Date	Apr 17, 2019
Instrument	918

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Jan 8, 2019
Property Address	24 SPRUCE LN, BRISTOL, RI 02809-4647
Document Number	1969-155
Book / Page	001969 / 000155
Instrument Date	Jan 2, 2019
Instrument	51
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 SPRUCE LN BRISTOL RI 028094647, BRISTOL, RI 02809-4647

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Nov 27, 2017
Property Address	24 SPRUCE LN, BRISTOL, RI 02809-4647
Document Number	1919-111
Book / Page	1919 / 111
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$31.62
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

The 2026 property tax bill for 24 Spruce Ln was $5,420, up 13.8% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,420.00 (+13.82%)
2025	$4,762.00	$344,600 Land $124,700 Building $219,900
2023	$4,604.00 (+2.77%)	$344,600 (-) Land $124,700 Building $219,900
2022	$4,480.00	$344,600 Land $124,700 Building $219,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24 Spruce Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1978–2023)
Claims Outside the SFHA	5 of 41
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Severe Storms And Flooding, Mar 2010 · 7 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24 Spruce Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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