Mitchell County property record for 24 Sproles Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,438 sqft · built 2009 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jul 2022) |
| Tax Bill | $2,609 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0798-00-06-9830 |
| Primary APN | 0798-00-06-9830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,438 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Lot Area | 17,860 sqft (0.41 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 555784648 |
|---|---|
| Street Address | 24 SPROLES DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1106 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0798-00-06-9830
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 24 SPROLES DR, SPRUCE PINE, NC 28777-5550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Nov 17, 2020 · Amount on Record |
| Deed Document Number | 2022002109 |
| Deed Book / Page | 646 / 522 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 15, 2022 |
| Property Address | 24 SPROLES DR, SPRUCE PINE, NC 28777-5550 |
| Document Number | 000646/522 |
| Book / Page | 646 / 522 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022002109 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 888 PLANTATION DR, 888, MARION, NC 28752-5302 |
| Name | Verified Name |
|---|---|
| Address | 24 SPROLES DR, SPRUCE PINE, NC 28777-5550 |
| Document Number | 2022002110 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022002110 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 17, 2020 |
| Property Address | 24 SPROLES DR, SPRUCE PINE, NC 28777-5550 |
| Document Number | 000620/633 |
| Book / Page | 620 / 633 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 2020002157 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 SPROLES RD, SPRUCE PINE, NC 28777-5550 |
| Document Number | 2020002158 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020002158 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 17, 2020 |
| Property Address | 24 SPROLES DR, SPRUCE PINE, NC 28777-5550 |
| Document Number | 620/633 |
| Book / Page | 620 / 633 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 2020002157 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 SPROLES RD, SPRUCE PINE, NC 28777-5550 |
| Document Number | 2020002158 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020002158 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,609.00 (+1.56%) | $407,800 (-) Land $18,000 Building $389,800 |
| 2023 | $2,569.00 | $407,800 Land $18,000 Building $389,800 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 35 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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