24 Spring St, Winchester, KY 40391 Property Records

Clark County property record for 24 Spring St, Winchester, KY 40391

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,173 sqft · built 1950
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Tax Bill$1,431 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN054-1020-007-00

Property Details

APN / Parcel Number

Primary APN054-1020-007-00
Alternative APN
  • 760725010001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,173 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1950
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions100 ft deep x 180 ft wide
Garage Area1,734 sqft
Parking Spaces6 Parking Spaces
PorchPorch
Porch Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number760725010001
Street Address24 SPRING ST
CityWINCHESTER
StateKY
Zip40391-1338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAMILY RESIDENTIAL
Legal DescriptionLOTS 2A & 1B PLAT 2248
Legal SubdivisionBRUNERVILLE
Legal Lot Number1B,2A
JurisdictionCLARK KY
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2028
Census Tract20201

Owner

24 Spring St is owned and occupied by an individual.

Source: Clark County records, as of January 9, 2026

Owner of RecordIndividual Name on File
Mailing Address24 SPRING ST, WINCHESTER, KY 40391-1338
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000582278
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK KY
Property Address24 SPRING ST, WINCHESTER, KY 40391-1338
Transaction TypeMortgage
Record UpdatedMay 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 SPRING ST, WINCHESTER, KY 40391-1338

Mortgage

Document Number0M1094/234
DateJan 21, 2026
Book PageM1094/234
Instrument379820
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 24 Spring St was $1,431.

Source: Clark County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
MunicipalityWinchester City
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,431.00$149,000 Land $20,000 Building $129,000$149,000 Land $20,000 Building $129,000
2023$71,000$71,000
2022$699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Spring St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1978–2011)
Most Recent ClaimNov 2011 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER MUNICIPAL UTILITIES
private · serves 29,823 people · EPA ID KY0250473
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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