Middlesex County and Reading Town property record for 24 Smith Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,911 sqft Living Area |
| Lot Size | 5,780 sqft (0.133 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $943,000 (2026) |
| Tax Bill | $8,227.00 (2025) |
| Primary APN | READ M:022.0-0000-0197.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 3,604 sqft Gross Area |
| Basement Area | 1,098 sqft Basement |
| Unfinished Basement | 1,098 sqft Unfinished |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Other Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,780 sqft (0.133 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 780000000100 |
|---|---|
| Street Address | 24 SMITH AVE |
| City | READING |
| State | MA |
| Zip | 01867-2748 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 4 |
| Census Block | 4002 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:022.0-0000-0197.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHERN BANK & TRUST CO |
| Apr 21, 2021 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) NORTHERN BANK & TRUST CO |
| Apr 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| May 27, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Apr 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK |
| May 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK |
| Oct 31, 2017 | Deed of Trust, Mortgage AVIDIA BANK |
| Nov 27, 2018 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Jun 03, 1997 · Amount on Record |
| Deed Doc Number | 202645663 |
| Deed Book / Page | 85506 / 552 |
| Prior Transfer Date | Mar 19, 2021 |
| Prior Transfer Doc | 77881-157 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079875-363 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 79875/363 |
| Instrument | 44832 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077561-188 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 77561/188 |
| Instrument | 89113 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | May 01, 2028 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 24, 2026 |
| Property Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Document Number | 085506-552 |
| Book / Page | 85506 / 552 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026.45663 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Date | Apr 24, 2026 |
|---|
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 27, 2021 |
| Property Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Document Number | 77881-157 |
| Book / Page | 77881 / 157 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 121036 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69182-90 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 69182/90 |
| Instrument | 59492 |
| Name | AVIDIA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69315-185 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 69315/185 |
| Instrument | 75557 |
| Name | AVIDIA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70161-173 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 70161/173 |
| Instrument | 176786 |
| Name | AVIDIA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 24 SMITH AVE, READING, MA 01867-2748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71928-73 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 71928/73 |
| Instrument | 180283 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,227.00 (+3.25%) | $722,300 (+6.24%) Land $402,300 Building $320,000 | $819,945 (+4.92%) |
| 2024 | $7,968.00 (+1.81%) | $679,900 (+9.38%) Land $378,300 Building $301,600 | $781,470 |
| 2023 | $7,826.00 | $621,600 Land $345,300 Building $276,300 |
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