24 Shepard Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 24 Shepard Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,102 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Dec 2012)
Tax Bill	$3,862 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 16.7-9-8`

Property Details

APN / Parcel Number

Primary APN	`012689 16.7-9-8`
Alternative APNs	`268901600700090080000000` `01600700090080000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	152 sqft
Patio Area	208 sqft
Shed	1 Shed
Shed Area	48 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600700090080000000
Street Address	24 SHEPARD AVE
City	SCHENECTADY
State	NY
Zip	12304-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	LOTS 29-31-33 N-6 E-28 S-6-65.9
Legal Subdivision	HEMESTEAD PARK NO 4
Legal Block	9
Legal Lot Number	8.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2003
Census Tract	13803

Owner

24 Shepard Ave is owned and occupied by an individual who bought it in December 2012.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	24 SHEPARD AVE, SCHENECTADY, NY 12304-2516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2012 · Amount on File
Deed Sale	Dec 3, 2012 · Amount on File
Deed Document Number	201211284915
Deed Book / Page	3051 / 458
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	0011284915
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	24 SHEPARD AVE, SCHENECTADY, NY 12304-2516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019748
Date	Aug 18, 2017
Instrument	R2017-19748

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 24 Shepard Ave was $3,862 with a homeowner's exemption, up 6.2% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,862.00 (+6.22%) Homeowner's exemption
2025	$3,636.00 Homeowner's exemption	$82,600 Land $20,600 Building $62,000	$189,000 Land $47,136 Building $141,864
2023		$82,600 (-) Land $20,600 Building $62,000	$162,000 (+9.34%) Land $40,402 Building $121,598
2022		$82,600 Land $20,600 Building $62,000	$148,161 Land $36,951 Building $111,210
2021	$3,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Shepard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Shepard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20