24 Shadow Ln, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 24 Shadow Ln, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,220 sqft · built 1985
Lot Size	0.441 acres (19,210 sqft)
Owner	Individual Name on File
Last Sale	$402,000 (Dec 2017)
Tax Bill	$4,309 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`859405189948`

Property Details

APN / Parcel Number

Primary APN	`859405189948`
Alternative APNs	`00040565` `97026569`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,220 sqft Living Area
1st Floor Area	2,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	19,210 sqft (0.441 acres)
Porch	Porch
Porch Area	28 sqft
Patio Area	1,160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97026569
Street Address	24 SHADOW LN
City	WHISPERING PINES
State	NC
Zip	28327-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOT 39 A SEC 8 WHISPERING PINES MUNI SHADOW
Legal Subdivision	WHISPERING PINES
Legal Lot Number	39
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1005
Census Tract	950506

Owner

24 Shadow Ln is owned and occupied by an individual who bought it in December 2017.

Source: Moore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 SHADOW LN, WHISPERING PINES, NC 28327-9359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 15, 2017	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Sep 28, 2001 · Amount on File
Deed Document Number	201718328
Deed Book / Page	4913 / 554
Prior Transfer Date	Nov 4, 2010
Prior Transfer Doc	0000017001
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	24 SHADOW LN, WHISPERING PINES, NC 28327-9359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5278/1
Date	Feb 25, 2020
Book Page	5278/1
Instrument	2020003158

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Dec 15, 2017
Property Address	24 SHADOW LN, WHISPERING PINES, NC 28327-9359
Document Number	4913/554
Book / Page	4913 / 554
Map Reference	MB 8 PG 66
Instrument Date	Dec 8, 2017
Instrument	2017018328
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 SHADOW LN, WHISPERING PINES, NC 28327-9359

Mortgage

Document Number	2017018329
Date	Dec 15, 2017
Instrument	2017018329

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 24 Shadow Ln was $4,309, up 4.3% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,309.00 (+4.28%)	$633,280 (-) Land $180,000 Building $453,280
2025	$4,132.00	$633,280 Land $180,000 Building $453,280
2024			$633,280 (-) Land $180,000 Building $453,280
2023	$4,353.00	$633,280 Land $180,000 Building $453,280	$633,280 Land $180,000 Building $453,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Shadow Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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