24 Seabiscuit Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 24 Seabiscuit Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 1999
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$139,217 (Aug 1999)
Tax Bill$3,949 (2025)
Deeds & MortgagesSep 2023 Sale
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNA985000050

Property Details

APN / Parcel Number

Primary APNA985000050
Alternative APN
  • 5-116D-7738-00-0387.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area3,648 sqft
1st Floor Area1,552 sqft
Basement Area1,496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
TerrainRolling
Garage TypeAttached
Garage Area600 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA985000050
Street Address24 SEABISCUIT DR
CitySAINT CHARLES
StateMO
Zip63301-3239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSTABLE RIDGE MANOR #2 LOT 387
Legal SubdivisionSTABLE RIDGE MANOR #2
Legal Lot Number387
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1002
Census Tract310202

Owner

24 Seabiscuit Dr is owned and occupied by two individuals who acquired it in September 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address24 SEABISCUIT DR, SAINT CHARLES, MO 63301-3239
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2023Beneficiary Deed, Transfer
Dec 24, 2020Deed of Trust, Mortgage · Line of Credit
NEW FRONTIER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 1999 · Amount on File
Deed SaleAug 6, 1999 · Amount on File
Deed Document Number199966134
Deed Book / Page2289 / 1196
Last Transfer DateSep 13, 2023
Transfer Doc0000037678
Record UpdatedSep 20, 2026

September 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateSep 13, 2023
Property Address24 SEABISCUIT DR, SAINT CHARLES, MO 63301-3239
Document Number0000037678
Instrument DateSep 13, 2023
Instrument2023R-037678
Transaction TypeTransfer
Record UpdatedSep 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 SUNSHINE BROOK DR, WENTZVILLE, MO 63385-8963

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address24 SEABISCUIT DR, SAINT CHARLES, MO 63301-3239
Document Number0000008838
Instrument DateDec 24, 2020
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 SEABISCUIT DR ST CHARLES MO 633013239, ST CHARLES, MO 63301-3239

Mortgage

Document Number0000008838
DateJan 29, 2021
Instrument8838
Lender
NameNEW FRONTIER BK
TypeBank
AddressSAINT CHARLES, MO 63303
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJan 28, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 24 Seabiscuit Dr was $3,949.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,462 (-)$318,222 (-) Land $75,000 Building $243,222
2025$3,949.00$60,462$318,222 Land $75,000 Building $243,222
2023$54,619
2022$287,466 Land $60,000 Building $227,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Seabiscuit Dr in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA2 of 37
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Seabiscuit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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