24 Saddle Hill Rd, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 24 Saddle Hill Rd, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,122 sqft · built 1994
Lot Size	6.76 acres (294,466 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (May 2007)
Tax Bill	$13,356 (2026)
Deeds & Mortgages	Mar 2021 Refinance Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:010 B:001 L:026.3A`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:010 B:001 L:026.3A`
Alternative APN	`M:014 B:001 L:026.3A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,122 sqft Living Area
Gross Area	6,540 sqft
Basement Area	1,246 sqft
Unfinished Basement	1,246 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	294,466 sqft (6.76 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	24 SADDLE HILL RD
City	BOXFORD
State	MA
Zip	01921-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SADDLE HILL ESTATES
Legal Block	1
Legal Lot Number	26.3A
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	4
Census Block	4025
Census Tract	213100

Owner

24 Saddle Hill Rd is owned and occupied by two individuals who bought it in May 2007.

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 SADDLE HILL RD, BOXFORD, MA 01921-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2007 · Amount on File
Deed Sale	May 1, 2007 · Amount on File
Prior Sale	Apr 10, 2006 · Amount on File
Deed Book / Page	26794 / 352
Transfer Doc	31247-388
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	24 SADDLE HILL RD, BOXFORD, MA 01921-1245
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39614-222
Date	Mar 5, 2021
Book Page	39614/222
Instrument	20210305006800

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	24 SADDLE HILL RD, BOXFORD, MA 01921-1245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37921-395
Date	Oct 10, 2019
Book Page	37921/395
Instrument	20191010000880

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 24 Saddle Hill Rd was $13,356, up 5% from the year before.

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,356.00 (+4.97%)	$986,400 (+4.27%) Land $471,800 Building $514,600	$1,262,641 (+5.08%)
2025	$12,724.00 (+3.07%)	$946,000 (-) Land $449,400 Building $496,600	$1,201,655
2024	$12,345.00 (+11.17%)	$946,000 (+17.9%) Land $449,400 Building $496,600
2023	$11,105.00	$802,400 Land $402,000 Building $400,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Saddle Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Saddle Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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